Group Plans


Bharti AXA offers various group plans that help employers/trusts with meeting their employee benefit liability obligations in a simple, efficient and cost-effective manner and helping employees to secure their family’s financial independence in case of untimely demise or critical illness.

Types of Group Plans We Offer

Group Gratuity:
  • Gratuity is one of the important aspects of employee benefits which helps the organization retain the best of talent.
Group Credit Life:
  • Provides insurance cover against loan in the event of borrower's death during the period of coverage
Group Term Life:
  • Provides financial security to the members within the group. It is a one-year renewable contract.

Group Plans We Offer

Bharti AXA Life Group Credit Protection Pro

A comprehensive group credit protection plan is an easy way to safeguard you & your family from loan liabilities and provides financial stability in the face of life’s unforeseen exigencies.

Bharti AXA Life Group Term Micro Insurance Plan

Buying a comprehensive group micro term insurance plan for your members/customers can foster an environment in which they can live with peace without worrying about life’s eventualities. It is a non-linked non-participating life insurance group term micro insurance plan. The plan offers two death benefit payout options that ensure optimum financial support along with flexibility. The product is designed to offer combination of lucrative features and flexibility to completely suit your organization and members’ requirements.

Bharti AXA Life Group Term Insurance Plan

A comprehensive group term insurance plan, which ensures your members/customers can stay peacefully without any worry about life’s eventualities. The plan provides the flexibility of two death benefit payout options to ensure adequate financial support.

Bharti AXA Life Group Accidental Death Benefit Rider

A Rider that offers better protection for the family, in case of loss of life of the Life Insured due to any sudden accident.

Bharti AXA Life Group Loan Protect

A comprehensive group credit protection product that safeguards your customer’s family in unforeseen circumstances, by paying an amount to settle your outstanding liability. An Easy and inexpensive way of providing financial stability along with your existing offerings.

Bharti AXA Life Group Suraksha

A simple, low cost, annually renewable group term product designed for co-operatives, institutions and NGO’s operating in rural and social sectors.

Bharti AXA Life Jan Suraksha

This Plan is mainly meant for micro-financial institutions offering small ticket loans to the self-employed individuals, NGOs or similar institutions working for development of the economically weaker sections of the society.

Bharti AXA Life Loan Secure

HowA comprehensive and customisable credit protection plan that offers joint coverage for multiple loan segments under a single product. To ensure that your family will not have the burden of paying off your liabilities in case something unfortunate happens to you.

Bharti AXA Life Pradhan Mantri Jeevan Jyoti Bima Yojana

This is a non-linked, non-participating, one-year renewable group term insurance product. The product has been designed to meet the requirements of Government of India’s “Pradhan Mantri Jeevan Jyoti Bima Yojana” (PMJJBY) scheme.


Bharti AXA Life Smart Bima

A comprehensive and flexible group term life insurance plan that includes a death benefit as well as the option of paying premiums in monthly instalments or as annual premiums.

Bharti AXA Life Unit Linked Employee Benefits Plan

A Unit Linked Group Insurance Plan, which enables you to plan for your employee benefits and ensures that your employees get appropriate benefits in the form of gratuity and leave encashment.