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Protection Plans

Bharti AXA Life Income Protection Plan

A plan where your family receives income in the form of annual instalments for a period of 15 or 20 years in case of an unfortunate event of death. 100-120% of premiums paid are returned at the end of the policy term as a lump sum survival benefit.

Bharti AXA Life Smart Jeevan

A plan that offers your family protection for 12 years at a nominal premium, should something unfortunate ever happen to you. At the end of the Policy Term, you would receive 100% of the premium you had invested.

Bharti AXA Life Flexi Term Pro

It’s a term plan that you can customise according to your needs and life stage. Choose from a range of features that meet your requirements and make your term insurance work best for you.

Life Insurance Plans FAQ's

Why is Bharti AXA Life giving me a lower life insurance cover as compared to other life insurance companies?

The Sum Assured is determined based on the customers income level along with the existing exposure on any insurance cover that the customer has. While applying for a cover some companies allow the person to apply for a higher cover & once all the actual details are disclosed, a counteroffer with lower Sum Assured is provided to the customer.

If a Bharti AXA Life Flexi Term policyholder is a resident of India & dies on his visit abroad, is he still entitled to receive the Sum Assured?

The customer must ensure he provides his travel details correctly under question number one in Lifestyle detail – “do you plan to live or travel outside India for more than 100 days?” Based on the details provided by the customer, the underwriter may allow or decline the policy. The Underwriting decision will be on case to case basis depending on the details provided.

What will be the difference if I take the policy from an aggregator?

There is no difference. Web aggregators just advertise the benefits of Bharti AXA Life products on their website. All applications for purchasing the policy are directly routed to the Bharti AXA Life website. A customer cannot directly purchase the policy from an aggregator.