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Are these your Life’s BIG Questions?
Retire early?
Financial security?
Earn additional income?
Children's education?
Be debt free?

Are these your Life’s BIG Questions?

Life Insurance Plan For Every Possibility

Protect Life

Explore for our term insurance plans

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Achieve Goals

Get guaranteed returns from our savings plan

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Create Wealth

Choose from our spread of ULIP Plans

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What Our Customers Say

Website journey was very simple and user friendly, Adviser has advised very nicely in simple manner. Advise to purchase a dual benefit plan(Shinnin...

Sunayana Verma

Mumbai | May 10, 2021

I was worried for my family protection so I have decided to purchase Term plan, I connected to Bharti axa associate and got best experience, Purcha...

Yogesh Kumar

Sonipat | May 12, 2021

I was searching for term plan where I got best in Bharti Axa with limited pay and premium in my budget. I was helped nicely by the associate i...

Anil Kumar

Chandigarh | May 12, 2021

Answering Your Queries

What's the claim settlement ratio and the reasons for claim repudiation?

Claim Settlement ratio is the ratio of Claims Settled against claims reported during the year. For detailed information, please refer http://www.bharti-axalife.com/public_disclosures.aspx (Form 39 & 40); some of the reasons for claim repudiation are as listed below

  • Disclosure of medical adversities
  • Incorrect disclosure of Age
  • Incorrect disclosure of occupation/income
  • Non –disclosure of previous insurance
  • Fraud

Please note: The above-mentioned list is only indicative and not an exhaustive list.

How do I know my ideal Sum Assured?

The ideal income for your chosen Sum Assured is shown in the premium box. Depending on your income status you can either increase or decrease your Sum Assured.

What is Life Insurance?

Life insurance is a key investment, especially in uncertain circumstances, like the present. Life insurance policies work in three stages:

  • Purchasing a life insurance policy

    Buy the best life insurance policy that offers flexibility of benefits. Other factors to consider are plan tenure, premium, riders, and, most importantly, the reason you are buying life insurance.

  • Premium payment

    It is advisable to choose a premium that you can easily pay on time. As per the life insurance contract, the insurers promise to pay a pre-decided amount to you (policy holder) or your nominee, provided all premiums have been paid. All benefits then are based on timely premium payment.

  • Filing a claim

    The last stage of a life insurance plan is related to filing for a claim to get insurance benefits.

    In case of your unfortunate demise, your nominee will be eligible for the sum assured as defined in the contract. To get it, the nominee has to submit a claim form along with various documents. Upon verification of claim, the insurance company releases the benefit to the nominee.

    For life insurance plans with a return of premium, the insured gets the total of all premiums paid back, which can be a great financial aid in the short or long term.

Bharti AXA Life Insurance Promise

Flexible Products

Change coverage limits and add new riders in minutes

Anytime, Anywhere

You can have anytime, anywhere access to your account

Claim Settlement Ratio

99.05% claim settlement ratio and a dedicated claim handler for policy holder

Financially Sound

As of 31st March 2020, Rs 7000-plus crore of funds under management, 17,70,000 policies sold

Impressive Footprint

Bharti Enterprise has 12 different companies in India, 35 crore customers

Get Customized Quote

With Bharti AXA Life insurance guaranteed income pro, 
get insurance cover and assured returns on maturity

With Bharti AXA Life Flexi Term Pro,
get life insurance cover and flexibility to customize your term insurance plan as per your needs!