<section class="blog">
<div class="blog-content">
<p>Nobody wants their family to suffer and people always pray for their families’ safety. However, prayer itself will not safeguard them from all of life's challenges. As the sole earner, we would always be responsible for providing financial security and protection to our family. As the breadwinner, it is critical to protect ourselves from the inevitable and uncontrollable event of death. Although no one expects death, but it is necessary to have life protection plans in place if the unexpected occurs. We must look for measures to ensure that our loved ones' futures are safe. One such way to financially protect our loved ones is through <a href="https://www.bhartiaxa.com/term-insurance" target="_blank" title="term insurance">term insurance</a>. The best part is that protection plans are a low-cost and useful tool and easily available.</p>
</div>
</section>

<section class="blog">
<div class="blog-content">
<h2>Here are some factors to look for when buying the best suitable protection plan</h2>

<h3>Your purchase should be based on preferred protection plan rather than peer pressure</h3>

<p>Compatriots should not drive your decision on <a href="/protection-plans" target="_blank" title="protection plans">protection plans</a>; rather, it should be based on self-analysis of your requirements.</p>

<p>For instance, Mr Rajiv is a 32-year-old Marketing professional; he draws a salary of Rs. 50,000 per month. His policy beneficiaries include his 2-year-old kid. He invests most of his money, driven by the desire to earn more and influenced by his peers'. Rent, loans, and child bills eat up the rest of his earnings. However, he must keep in mind that investments alone will not support his family in the case of his premature and unexpected passing.</p>

<p>His family would have serious financial problems if he died suddenly with no <a href="/life-insurance-plans" target="_blank" title="life protection plans">life protection plans</a> and no income. As a result, he should not be swayed by his peers' opinions and should invest in the best suitable protection plan.</p>

<h3>Purchase protection plan online instead of offline</h3>

<p>Whether you acquire a protection plan online or offline, it will have a significant impact on your buy. Purchasing <a href="/online-insurance-plans" target="_blank" title="insurance plans online">insurance plans online</a> via several comparison portals is convenient and cost-effective.</p>

<p>You may evaluate different products based on price and other aspects; there are no middlemen, and the policies are reasonably priced due to no commission being passed to any middlemen. Furthermore, the decision is made unbiased; the products are not hard-sold as they are when <a href="https://www.bhartiaxa.com/careers/advisor" target="_blank" title="insurance agents">insurance agents</a> are engaged.</p>

<h3>Be explicit about the coverage duration</h3>

<p>The duration of life protection plans is just as important as the quantity of coverage. A protection plan must cover a person at the least until he reaches the age till which he wishes to work. This was 60 years until a few years ago. However, in today's world, people may wish to work past the age of 60. As a result, it is certain that a person will require coverage until he or she reaches the age of 65 or more depending on his requirements and dependants.</p>

<h3>Take inflation into consideration</h3>

<p>A policy of Rs. 60 lakhs purchased now may not be sufficient to ensure your loved ones’ survival in ten years as inflation raises the cost of goods, lowering the rupee's worth. After ten years, a Rs 60 lakh will only be worth around Rs 38 lakh, assuming a 5% inflation rate. To address this issue, several insurers offer plans in which the coverage amount increases by 5-10% each year. The periodic rise in the sum promised would assist in dealing with both income and inflation increases.</p>

<h3>Compare plan's benefits and costs</h3>

<p>A buying decision based on the cost and benefits of related products is a well-informed one. Such a comparison brings the benefits and drawbacks to light, allowing you to choose whether the product is worth your money or not.</p>

<h3>Claim Settlement Ratio</h3>

<p>One of the most important factors to consider when picking a preferred protection plan is the claim settlement ratio. The <a href="https://www.bhartiaxa.com/be-smart/life/all-about-claim-settlement-ratio-when-buying-life-insurance-plan" target="_blank" title="claim settlement ratio">claim settlement ratio</a> of a corporation tells you how many policies are settled by paying back claims in the event of death. The best companies will settle 95-99 claims out of 100% each year.<br />
Life protection plans offer adequate coverage at a reasonable cost. However, you must first assess your requirements in terms of age, finances, insurance, and your family's future needs. You must be very certain and analytical before purchasing the best suitable protection plan for yourself.</p>
</div>
</section>


<p>Nobody wants their family to suffer and people always pray for their families’ safety. However, prayer itself will not safeguard them from all of life's challenges. As the sole earner, we would always be responsible for providing financial security and protection to our family. As the breadwinner,</p>


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Preferred Protection Plans Online | Bharti AXA Life

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Whether you acquire a protection plan online or offline will have a significant impact on your buy. Purchasing insurance plans online is convenient. Know more at Bharti AXA Life.

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preferred protection plan, life protection plans, Protection plan online, best suitable protection plan

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How to Select a Protection Plan?

<section class="blog">
<div class="blog-content">
<p>Saral Jeevan Bima Yojna is a non-linked, non-participating, pure risk premium life insurance plan that provides full coverage at a relatively low cost, enabling you to protect your loved ones from the risks of life. This <a href="https://www.bhartiaxa.com/be-smart/term/what-is-term-life-insurance" target="_blank" title="term life insurance">term life insurance</a> policy covers you till the age of 70 &amp; comes with various premium payment options.</p>

<p>You can choose a sum assured as low as Rs. 5 lakhs to financially safeguard your family under this protection plan. Your beneficiary will get a death benefit in the case of your untimely demise within the policy term, which will help them deal with various life obligations. If you've never purchased a <a href="/term-insurance" target="_blank" title="term plan">term plan</a> beforehand owing to some constraints, now is the time to grab an opportunity with this simple term plan.</p>
</div>
</section>

<section class="blog">
<div class="blog-content">
<h2 class="section-main-heading">Why Saral Jeevan Bima Yojna is a Best Buy Protection Plan over other Term Insurance Plans?</h2>

<p><a href="/term-insurance/saral-jeevan-bima" target="_blank" title="Saral Jeevan Bima Policy">Saral Jeevan Bima Policy </a>is a universal product for all people, regardless of their educational or occupational background. It was created to assist individuals in making a well-informed life insurance decision. Many people, however, are unable to obtain life insurance with the specified sum insured due to difficulties such as plan complexity, age, medical examination requirements, restrictions on occupation, financial instability, &amp; so on. To help people deal with the complexity of life, the government has created the <a href="https://www.bhartiaxa.com/be-smart/term/guide-to-use-saral-jeevan-bima-calculator" target="_blank" title="saral jeevan bima yojna premium">saral jeevan bima yojna premium</a> plan. It offers the following benefits-</p>

<ul>
	<li>Low premium price.</li>
	<li>Simple to understand features.</li>
	<li>No pre-medical examination is required.</li>
	<li>There are no constraints on occupation, age, gender, residence, travel, or qualification before purchasing the plan.</li>
	<li>To make the process of purchasing insurance for individuals, particularly first-time buyers, as simple as possible.</li>
	<li>Ensure your loved ones' financial security.</li>
	<li>Maintain your family's living standard even if you are not here.</li>
	<li>Protect your loved ones at a reasonable price.</li>
	<li>Ensure extra protection by adding riders.</li>
</ul>

<h2 class="section-main-heading">Benefits of Saral Jeevan Bima Yojna</h2>

<ul>
	<li><b>Financial Security for Your Family :</b><br />
	The <a href="https://www.bhartiaxa.com/riders-in-insurance/accidental-death-benefit-rider" target="_blank" title="death benefit">death benefit</a> will be paid to the policy nominee in the event of the policyholder’s demise while the plan is active.</li>
	<br />
	<li><b>Flexible Policy Term Options :</b><br />
	Choosing a policy term between 5 and 40 years based on the premium payment period is convenient.</li>
	<br />
	<li><b>Get Life Insurance with the least Restrictions :</b><br />
	Irrespective of your educational or occupational qualifications, you can obtain this simple <a href="/protection-plans" target="_blank" title="protection plan">protection plan</a>.</li>
	<br />
	<li><b>Tax Benefits :</b><br />
	The premium you pay to keep this plan active is <a href="/be-smart/tax-savings/income-tax-deduction-under-section-80c" target="_blank" title="tax-deductible">tax-deductible</a> under current tax laws.</li>
</ul>

<h2 class="section-main-heading">How Saral Bima Yojna Works?</h2>

<p>The Saral Jeevan Bima protection plan is one of the best buy protection plans, which is available to anyone and will be priced according to the risk it covers. The saral bima yojna will provide you with a minimum sum assured of Rs 5 lakh &amp; a maximum sum assured of Rs 25 lakh.</p>

<p>You'll also have the option of paying for the plan in monthly instalments rather than paying the complete premium upfront.</p>

<p>Saral jeevan bima yojna policy offers three premium payment options: regular premium, single premium, and limited <a href="https://www.bhartiaxa.com/pay-premium-online" target="_blank" title="premium payment">premium payment</a> term for five years &amp; ten years.</p>

<p>You can acquire IRDAI approved permanent disability and accidental benefit riders in addition to the saral jeevan bima yojna protection plan, which are additional perks that you can buy independently in addition to the basic benefits listed in this policy document. The rider premium is paid in addition to the base policy premium for the additional coverage/benefit selected.</p>

<h2 class="section-main-heading">A Simple Plan with a Wide Range of Benefits</h2>

<p>The saral jeevan bima yojna is a simple term insurance policy designed to introduce <a href="/life-insurance" target="_blank" title="life insurance">life insurance</a> to those who have previously avoided it for some reasons. It provides your family with financial protection in the case of your untimely demise, as well as peace of mind in these unpredictable times. So, plan wisely and go ahead with the best suitable option for your loved ones.</p>
</div>
</section>


<p>Saral Jeevan Bima Yojna&nbsp;is a non-linked, non-participating, pure risk premium life insurance plan that provides full coverage at a relatively low cost, enabling you to protect your loved ones from the risks of life. This term life insurance policy covers you till the age of 70 &amp; comes with various premium payment options.</p>


Saral Jeevan Bima Yojana Protection Plan

Why Saral Jeevan Bima Yojna is Considered as the Best Protection Plan?

Saral Jeevan Bima Yojna a standard term insurance plan provides full coverage at a relatively low cost. Know more about buying protection plan, visit at Bharti Axa Life.

saral jeevan bima yojna, saral bima yojna, best protection plan, best buy protection plan, protection plan.

Why Saral Jeevan Bima Yojna is Considered as the Best Protection Plan in India?

<section class="blog">
<div class="blog-content">
<p>The world we live in is full of uncertainty and chaos. Therefore, it is crucial to provide financial and emotional security to our family and loved ones. There are many investment tools that can help us do that but an emergency fund cannot be replaced. This is why, choosing a <a href="https://www.bhartiaxa.com/term-insurance" target="_blank" title="term insurance plan">term insurance plan</a> can be a wise choice.</p>

<p>But what is term insurance? It is a simplest form of <a href="/life-insurance" target="_blank" title="Life Insurance">Life Insurance</a> which provides coverage only in case of uncertainty. Hence the premium is also low and pocket friendly.</p>
</div>
</section>

<section class="blog">
<div class="blog-content">
<h2 class="section-main-heading">Is it Worth Buying a Term Insurance Plan?</h2>

<p>It is always advisable to purchase a term insurance policy especially if you are the only breadwinner of the family. This plan helps you make sure that all the expenses are covered in case of emergencies.</p>

<p>However, it is important to make sure that you’re opting for the right plan as per you’re your requirements and lifestyle. Here are a few questions that you can ask yourself before buying a term insurance policy to make sure you’re making the right choice.</p>

<h3 class="section-main-heading">1. What is term plan coverage amount?</h3>

<p>Plan coverage amount is one of the most crucial factors that you should consider while selecting a policy. This is the amount your nominee receives in case of uncertain situations. The amount should be able to support the regular needs of your family as well as cover for emergencies or major expenses. The golden rule is that your term plan coverage amount should account for 10 to 15 times your annual income. When a person starts early, they get a number of choices with pocket friendly premiums.</p>

<h3 class="section-main-heading">2. What is term policy tenure?</h3>

<p>Tenure of a policy is the duration which the policy covers. Generally, you can select a tenure ranging from 1 year to 100 years. It is always good to have the longest tenure. You must also check for the renewal options to avoid losing the policy.</p>

<h3 class="section-main-heading">3. What is term insurance premium?</h3>

<p>The premium is the amount you pay towards the policy. There are <a href="https://www.bhartiaxa.com/be-smart/term/what-is-single-payment-term-insurance" target="_blank" title="single payment">single payment</a> policies as well as regular payment policies.</p>

<h3 class="section-main-heading">4. What is term insurance policy term?</h3>

<p>Policy term can be defined as the number of years you pay the premium towards the policy. When the term is long you can expect a high <a href="https://www.bhartiaxa.com/be-smart/savings/sum-assured-in-guaranteed-saving-plans" target="_blank" title="sum assured">sum assured</a> with a pocket friendly premium. So, you must always look for <a href="https://www.bhartiaxa.com/be-smart/term/add-on-benefits-that-are-must-while-buying-long-term-insurance-plan" target="_blank" title="long term plans">long term plans</a> instead of short term. Most of the policies also provide <a href="/be-smart/tax-savings/income-tax-deduction-under-section-80c" target="_blank" title="Income Tax deductions">Income Tax deductions</a> according to Income Tax Act. However, tax laws are subject to change.</p>

<h3 class="section-main-heading">5. What is term insurance policy’s importance at a young age?</h3>

<p>When you’re young, you do not have too many responsibilities. This is why, purchasing term insurance at this stage can help you get good coverage and other benefits at lower premium costs.</p>

<h3 class="section-main-heading">6. What is term life insurance policy’s role in married life?</h3>

<p>Married life is full of responsibilities towards your spouse and family. Hence it is important to secure them financially.</p>

<h3 class="section-main-heading">7. What is term insurance advantage for new parents?</h3>

<p>Becoming a parent is one of the most beautiful experiences you can have in your life. The bundle of joy also comes with great responsibilities. So, parents should be well prepared to take care of their little one’s finances. These plans can help in this by providing financial aid for their education, marriage and other major events, even in the absence of the life assured.</p>
</div>
</section>


<p>The world we live in is full of uncertainty and chaos. Therefore, it is crucial to provide financial and emotional security to our family and loved ones. There are many investment tools that can help us do that but an emergency fund cannot be replaced. This is why, choosing a <a href="/term-insurance" target="_blank" title="term insurance plan">term insurance plan</a> can be a wise choice.</p>


Life Insurance

What is Term Life Insurance Plan? | Bharti AXA Life

Term Life Insurance is a simplest form of Life Insurance Policy which provides coverage only in case of uncertainty. Here are few things to understand about term life policy.

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What is Term Life Insurance? Is it Worth Buying?

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Group Plans

Group Credit Protection Pro

Group Insurance - Group Credit Protection Pro | Bharti AXA Life

Explore Bharti AXA Life's Group Credit Protection Pro - It secures your family from loan liabilities and gives financial stability in the case of life’s sudden exigencies.

group insurance, group insurance policy, group insurance plans, group plans, group credit protection pro

<p>All customers of the Master Policyholder who satisfy the following conditions or within the conditions defined by the Master Policy holder (MPH) will be eligible for coverage under this product.</p>

<h3>Plan at a Glance</h3>

<table border="0" cellpadding="0" cellspacing="0" width="100%">
	<thead>
		<tr>
			<th>Parameter</th>
			<th>Eligibility Criteria</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<td>Minimum age at entry<br />
			(Age last birthday)</td>
			<td>14 years, for Education Loans only<br />
			18 years, for all other Loan types and other benefit options</td>
		</tr>
		<tr>
			<td>Maximum age at entry<br />
			(Age last birthday)</td>
			<td>75 years – For basic death benefit option<br />
			74 years – For accelerated terminal illness benefit<br />
			64 years – For other benefit options</td>
		</tr>
		<tr>
			<td>Maximum Age at Maturity<br />
			(Age last birthday)</td>
			<td>80 years<br />
			In case of Joint Life coverage, maximum coverage term will be 80 years less the age of the older member.</td>
		</tr>
		<tr>
			<td>Premium Payment Term</td>
			<td>Single Premium</td>
		</tr>
		<tr>
			<td>Policy Coverage Term</td>
			<td>
			<p>The policy term for different benefit options are as follows -</p>

			<table border="0" cellpadding="0" cellspacing="0" width="100%">
				<thead>
					<tr>
						<th>Type of Benefit</th>
						<th>Minimum Coverage Term</th>
						<th>Maximum Coverage Term</th>
					</tr>
				</thead>
				<tbody>
					<tr>
						<td>Basic Death Benefit</td>
						<td>1 month</td>
						<td>30 years</td>
					</tr>
					<tr>
						<td>Accelerated Critical Illness Benefit</td>
						<td>1 year</td>
						<td>5 years</td>
					</tr>
					<tr>
						<td>Accelerated Terminal Illness Benefit</td>
						<td>1 Years</td>
						<td>30 Years</td>
					</tr>
					<tr>
						<td>Accelerated Accidental Total and Permanent Disability (ATPD) Benefit</td>
						<td>1 Years</td>
						<td>30 Years</td>
					</tr>
					<tr>
						<td>Accidental Death Benefit</td>
						<td>1 Years</td>
						<td>30 Years</td>
					</tr>
				</tbody>
			</table>

			<p>The Coverage term shall be consistent with loan tenure. The members shall be able to choose the coverage term lower than loan tenure as per their requirement</p>
			</td>
		</tr>
		<tr>
			<td>Moratorium Cover</td>
			<td>1 month - 10 years</td>
		</tr>
	</tbody>
</table>


Who is eligible?

<h2>What are the benefits available under this plan?</h2>

<p><strong>1. Death : </strong>On Death of Member, provided the Policy is in-force, the Death Benefit will be payable in lumpsum . The outstanding balance at the beginning of the month will be payable for deaths during the month.</p>

<p>In case of Reducing cover, the Death Benefit is equal to the outstanding loan as per the loan schedule (basis loan repayment frequency) fixed at inception.</p>

<p>In case of Level cover, the death benefit is equal to the sum assured throughout the coverage term.</p>

<p>The product has multiple benefit options available in addition to the death cover</p>

<p>The benefit payable on the contingent event (as per defined schedule in the COI) and as per the Benefit Option chosen will be paid as lump sum.</p>

<p>Following are the benefit option and death benefit payable under each option</p>

<table border="0" cellpadding="0" cellspacing="0" width="100%">
	<thead>
		<tr>
			<th>Benefit Option</th>
			<th>Death Benefit</th>
			<th>Accl CI</th>
			<th>Accl TI</th>
			<th>Accl ATPD</th>
			<th>Additional ADB</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<td>Basic Death Benefit</td>
			<td>Yes</td>
			<td>No</td>
			<td>No</td>
			<td>No</td>
			<td>No</td>
		</tr>
		<tr>
			<td>Basic Death Benefit + Accelerated Critical Illness(CI)</td>
			<td>Yes</td>
			<td>Yes</td>
			<td>No</td>
			<td>No</td>
			<td>No</td>
		</tr>
		<tr>
			<td>Basic Death Benefit + Accelerated Terminal Illness (TI)</td>
			<td>Yes</td>
			<td>No</td>
			<td>Yes</td>
			<td>No</td>
			<td>No</td>
		</tr>
		<tr>
			<td>Basic Death Benefit + Accelerated Accidental Total and Permanent Disability (ATPD)</td>
			<td>Yes</td>
			<td>No</td>
			<td>No</td>
			<td>Yes</td>
			<td>No</td>
		</tr>
		<tr>
			<td>Basic Death Benefit + Accidental Death Benefit (ADB)</td>
			<td>Yes</td>
			<td>No</td>
			<td>No</td>
			<td>No</td>
			<td>Yes</td>
		</tr>
		<tr>
			<td>Basic Death Benefit + ADB + CI</td>
			<td>Yes</td>
			<td>Yes</td>
			<td>No</td>
			<td>No</td>
			<td>Yes</td>
		</tr>
		<tr>
			<td>Basic Death Benefit + ADB + TI</td>
			<td>Yes</td>
			<td>No</td>
			<td>Yes</td>
			<td>No</td>
			<td>Yes</td>
		</tr>
		<tr>
			<td>Basic Death Benefit + ADB + ATPD</td>
			<td>Yes</td>
			<td>No</td>
			<td>No</td>
			<td>Yes</td>
			<td>Yes</td>
		</tr>
		<tr>
			<td>Basic Death Benefit + ADB + CI + TI</td>
			<td>Yes</td>
			<td>Yes</td>
			<td>Yes</td>
			<td>No</td>
			<td>Yes</td>
		</tr>
		<tr>
			<td>Basic Death Benefit + ADB + ATPD + TI</td>
			<td>Yes</td>
			<td>No</td>
			<td>Yes</td>
			<td>Yes</td>
			<td>Yes</td>
		</tr>
		<tr>
			<td>Basic Death Benefit + ADB + CI + ATPD + TI</td>
			<td>Yes</td>
			<td>Yes</td>
			<td>Yes</td>
			<td>Yes</td>
			<td>Yes</td>
		</tr>
	</tbody>
</table>

<p><strong>2. Coverage Level benefit : </strong>The following Coverage Level Options are available under the product:</p>

<ul>
	<li><strong>Reducing Cover :</strong>This feature offers reduction in premium amount over the sum assured as per the loan repayment tenure/frequency, opted in accordance with the coverage term and as specified in the COI issued to the member.</li>
	<li><strong>Level Cover :</strong> Under Level cover the Sum assured remains constant throughout the policy term, this policy is to be chosen by the member at inception and is not subject to any change later.</li>
</ul>

<p><strong>3. Maturity Benefit : </strong>This plan does not offer any maturity benefit.</p>

<p><strong>4. Tax Benefits : </strong>Tax benefits, may be available under the policy as per the prevailing Income Tax laws and are subject to amendments from time to time.</p>


View Details

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</p>

<table>
	<thead>
		<tr>
			<th scope="col">Age(in years)</th>
			<th align="center" colspan="8" scope="col">Coverage Term (in years)</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<td>&nbsp;</td>
			<td><strong>5</strong></td>
			<td><strong>10</strong></td>
			<td><strong>15</strong></td>
			<td><strong>20</strong></td>
			<td><strong>25</strong></td>
			<td><strong>30</strong></td>
		</tr>
		<tr>
			<td>18</td>
			<td>15.51</td>
			<td>27.87</td>
			<td>38.12</td>
			<td>47.98</td>
			<td>57.69</td>
			<td>68.84</td>
		</tr>
		<tr>
			<td>19</td>
			<td>15.70</td>
			<td>28.08</td>
			<td>38.63</td>
			<td>48.97</td>
			<td>59.41</td>
			<td>71.71</td>
		</tr>
		<tr>
			<td>20</td>
			<td>15.79</td>
			<td>28.22</td>
			<td>39.11</td>
			<td>50.03</td>
			<td>61.29</td>
			<td>74.86</td>
		</tr>
		<tr>
			<td>21</td>
			<td>15.81</td>
			<td>28.35</td>
			<td>39.64</td>
			<td>51.24</td>
			<td>63.43</td>
			<td>78.40</td>
		</tr>
		<tr>
			<td>22</td>
			<td>15.82</td>
			<td>28.51</td>
			<td>40.29</td>
			<td>52.64</td>
			<td>65.90</td>
			<td>82.49</td>
		</tr>
		<tr>
			<td>23</td>
			<td>15.83</td>
			<td>28.78</td>
			<td>41.11</td>
			<td>54.30</td>
			<td>68.75</td>
			<td>87.19</td>
		</tr>
		<tr>
			<td>24</td>
			<td>15.84</td>
			<td>29.09</td>
			<td>42.13</td>
			<td>56.26</td>
			<td>72.15</td>
			<td>92.51</td>
		</tr>
		<tr>
			<td>25</td>
			<td>15.87</td>
			<td>29.59</td>
			<td>43.40</td>
			<td>58.58</td>
			<td>76.14</td>
			<td>98.52</td>
		</tr>
		<tr>
			<td>26</td>
			<td>16.00</td>
			<td>30.21</td>
			<td>44.86</td>
			<td>61.31</td>
			<td>80.70</td>
			<td>105.24</td>
		</tr>
		<tr>
			<td>27</td>
			<td>16.22</td>
			<td>31.07</td>
			<td>46.67</td>
			<td>64.52</td>
			<td>86.03</td>
			<td>112.90</td>
		</tr>
		<tr>
			<td>28</td>
			<td>16.55</td>
			<td>32.09</td>
			<td>48.82</td>
			<td>68.23</td>
			<td>92.08</td>
			<td>120.95</td>
		</tr>
		<tr>
			<td>29</td>
			<td>16.96</td>
			<td>33.39</td>
			<td>51.33</td>
			<td>72.59</td>
			<td>98.94</td>
			<td>129.97</td>
		</tr>
		<tr>
			<td>30</td>
			<td>17.48</td>
			<td>34.92</td>
			<td>54.25</td>
			<td>77.72</td>
			<td>106.63</td>
			<td>139.74</td>
		</tr>
		<tr>
			<td>31</td>
			<td>18.16</td>
			<td>36.72</td>
			<td>57.62</td>
			<td>83.50</td>
			<td>115.21</td>
			<td>150.29</td>
		</tr>
		<tr>
			<td>32</td>
			<td>18.97</td>
			<td>38.74</td>
			<td>61.48</td>
			<td>89.97</td>
			<td>124.54</td>
			<td>161.61</td>
		</tr>
		<tr>
			<td>33</td>
			<td>19.91</td>
			<td>41.10</td>
			<td>65.88</td>
			<td>97.43</td>
			<td>134.90</td>
			<td>173.70</td>
		</tr>
		<tr>
			<td>34</td>
			<td>21.00</td>
			<td>43.81</td>
			<td>70.96</td>
			<td>105.76</td>
			<td>146.07</td>
			<td>186.56</td>
		</tr>
		<tr>
			<td>35</td>
			<td>22.26</td>
			<td>46.82</td>
			<td>76.81</td>
			<td>115.07</td>
			<td>158.09</td>
			<td>200.12</td>
		</tr>
		<tr>
			<td>36</td>
			<td>23.68</td>
			<td>50.30</td>
			<td>83.45</td>
			<td>125.22</td>
			<td>170.96</td>
			<td>214.42</td>
		</tr>
		<tr>
			<td>37</td>
			<td>25.28</td>
			<td>54.26</td>
			<td>90.89</td>
			<td>136.55</td>
			<td>184.66</td>
			<td>229.94</td>
		</tr>
		<tr>
			<td>38</td>
			<td>27.11</td>
			<td>58.79</td>
			<td>99.18</td>
			<td>148.76</td>
			<td>199.11</td>
			<td>246.31</td>
		</tr>
		<tr>
			<td>39</td>
			<td>29.16</td>
			<td>63.93</td>
			<td>108.88</td>
			<td>161.94</td>
			<td>214.32</td>
			<td>263.64</td>
		</tr>
		<tr>
			<td>40</td>
			<td>31.42</td>
			<td>69.86</td>
			<td>119.42</td>
			<td>176.05</td>
			<td>230.81</td>
			<td>281.61</td>
		</tr>
		<tr>
			<td>41</td>
			<td>34.16</td>
			<td>76.63</td>
			<td>130.85</td>
			<td>191.06</td>
			<td>248.18</td>
			<td>300.87</td>
		</tr>
		<tr>
			<td>42</td>
			<td>37.17</td>
			<td>84.33</td>
			<td>143.50</td>
			<td>206.85</td>
			<td>266.50</td>
			<td>320.76</td>
		</tr>
		<tr>
			<td>43</td>
			<td>40.71</td>
			<td>93.11</td>
			<td>157.21</td>
			<td>223.69</td>
			<td>285.74</td>
			<td>341.82</td>
		</tr>
		<tr>
			<td>44</td>
			<td>44.84</td>
			<td>102.73</td>
			<td>171.93</td>
			<td>241.71</td>
			<td>306.08</td>
			<td>363.89</td>
		</tr>
		<tr>
			<td>45</td>
			<td>49.50</td>
			<td>113.65</td>
			<td>187.58</td>
			<td>260.70</td>
			<td>327.82</td>
			<td>385.97</td>
		</tr>
		<tr>
			<td>46</td>
			<td>54.93</td>
			<td>125.31</td>
			<td>203.98</td>
			<td>280.12</td>
			<td>349.65</td>
			<td>409.62</td>
		</tr>
		<tr>
			<td>47</td>
			<td>61.13</td>
			<td>138.21</td>
			<td>221.32</td>
			<td>301.01</td>
			<td>373.05</td>
			<td>433.67</td>
		</tr>
		<tr>
			<td>48</td>
			<td>67.97</td>
			<td>151.92</td>
			<td>239.78</td>
			<td>322.52</td>
			<td>397.17</td>
			<td>458.31</td>
		</tr>
		<tr>
			<td>49</td>
			<td>75.63</td>
			<td>166.40</td>
			<td>258.55</td>
			<td>345.14</td>
			<td>422.14</td>
			<td>482.67</td>
		</tr>
		<tr>
			<td>50</td>
			<td>83.91</td>
			<td>181.48</td>
			<td>278.22</td>
			<td>368.74</td>
			<td>447.42</td>
			<td>508.11</td>
		</tr>
		<tr>
			<td>51</td>
			<td>92.78</td>
			<td>196.96</td>
			<td>298.81</td>
			<td>392.84</td>
			<td>473.86</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>52</td>
			<td>101.94</td>
			<td>212.71</td>
			<td>319.67</td>
			<td>417.43</td>
			<td>500.79</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>53</td>
			<td>111.57</td>
			<td>229.26</td>
			<td>341.52</td>
			<td>443.59</td>
			<td>527.64</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>54</td>
			<td>121.36</td>
			<td>246.16</td>
			<td>364.26</td>
			<td>470.39</td>
			<td>554.48</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>55</td>
			<td>131.38</td>
			<td>263.54</td>
			<td>387.13</td>
			<td>497.95</td>
			<td>581.85</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>56</td>
			<td>141.56</td>
			<td>281.20</td>
			<td>411.58</td>
			<td>525.94</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>57</td>
			<td>151.98</td>
			<td>299.99</td>
			<td>437.08</td>
			<td>554.43</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>58</td>
			<td>162.73</td>
			<td>319.40</td>
			<td>463.91</td>
			<td>584.07</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>59</td>
			<td>173.93</td>
			<td>340.29</td>
			<td>492.07</td>
			<td>613.84</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>60</td>
			<td>185.76</td>
			<td>362.72</td>
			<td>521.47</td>
			<td>643.88</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>61</td>
			<td>198.33</td>
			<td>385.96</td>
			<td>552.18</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>62</td>
			<td>211.88</td>
			<td>411.84</td>
			<td>584.79</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>63</td>
			<td>227.12</td>
			<td>439.61</td>
			<td>618.33</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>64</td>
			<td>243.87</td>
			<td>469.60</td>
			<td>652.82</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>65</td>
			<td>262.36</td>
			<td>501.86</td>
			<td>689.08</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>66</td>
			<td>282.38</td>
			<td>535.98</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>67</td>
			<td>304.79</td>
			<td>571.55</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>68</td>
			<td>329.60</td>
			<td>610.59</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>69</td>
			<td>356.00</td>
			<td>650.18</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>70</td>
			<td>384.74</td>
			<td>692.02</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>71</td>
			<td>416.28</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>72</td>
			<td>450.19</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>73</td>
			<td>486.85</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>74</td>
			<td>526.48</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
		<tr>
			<td>75</td>
			<td>567.31</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
			<td>&nbsp;</td>
		</tr>
	</tbody>
</table>

<p>&nbsp;</p>

<p>Applicable for :</p>

<ul>
	<li>Male lives</li>
	<li>Agricultural loans</li>
	<li>Level cover</li>
	<li>Low end financial institutions</li>
	<li>Significant rural exposure</li>
</ul>


Premium Rates

<ul>
	<li><b>Bharti AXA Life Group Accidental Death Benefit Rider (UIN: 130B006V02):</b> Under this group accidental death benefit rider you will receive additional sum assured as chosen in case of unfortunate event of death due to any sudden accident. This rider will not be applicable where Accidental Death Benefit option available under the product has been chosen.</li>
</ul>

<p>The Premium pertaining to health related or critical illness riders shall not exceed 100% of premium under the Base Policy, the Premiums under all other life insurance Riders put together shall not exceed 30% of premiums under the Base Policy and any benefit arising under each of the above-mentioned Riders shall not exceed the Sum Assured under the Base Policy.</p>


Riders

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<p>A comprehensive group credit protection plan is an easy way to safeguard you &amp; your family from loan liabilities and provides financial stability in the face of life’s unforeseen exigencies.</p>


Bharti AXA Life Group Credit Protection Pro

(UIN:130N105V01)
(ADVT NO: II-Sep-2021-3153)

5 reasons to buy

Plan at a Glance

Bharti AXA Life Group Credit Protection Pro

(UIN:130N105V01) (ADVT NO: II-Sep-2021-3153)

5 reasons to buy

Plan at a Glance

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(UIN:130N105V01)
(ADVT NO: II-Sep-2021-3153)