Bharti AXA Life
Dream Shield Plus
(UIN: 130L125V01)(ADVT No. II-June-2025-5680)
A Unit Linked, Non-Participating Individual Savings Life Insurance Plan
#MilestoneBenefit#LoyaltyBooster#TaxBenefits*
Why Choose Bharti AXA Life Dream Shield Plus?
Imagine a plan that not only helps you fulfill your dreams but also shields the financial future of your loved ones against the uncertainty so that they can live those dreams no matter what. That's what this is! It gives your family a big financial safety net – up to 100 times the money you put in each year, i.e. your premium. At the same time, it helps your money grow over the long term and gives you market linked returns , so you can actually achieve all the things you've been dreaming about.
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Dual Benefit Of Protection And Wealth Creation
Enjoy the dual advantage of a term plan-like protection with high coverage (up to 100 times your premium amount) and the potential for significant wealth creation through market-linked returns.
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Multiple Premium Payment And Policy Term Options To Choose From
The plan offers multiple premium payment options like monthly, quarterly, semi-annually, annually along with various policy term options ranging from 15, 20, 25, 30, 35 and 40 years.
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Upto 3X Return Of Mortality Charges
As a benefit of long-term commitment, starting after the 11th policy year, a significant portion of the mortality charges will be added to your fund value. The amount returned will be between 100% and 300% of the total charges, based on your policy term.
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Milestone Benefit
A percentage of Fund Value is added into the fund at the end of every five years, starting from 10th year onwards until 5 years preceding to the maturity as Milestone benefit.
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Loyalty Booster
Loyalty Booster shall be added to the Policy as percentage of average Fund Value of the three years preceding the date of maturity, depending upon the Policy Term.
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Multiple Investment Strategies to suit your Financial needs
To help you achieve your financial goals and manage risk effectively, you can choose between two investment strategies: Dynamic Fund Allocation and Systematic Transfer Plan. Additionally, a variety of fund options are available to match your specific needs and risk-return expectations.
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Tax benefits*
Avail the tax benefits on the premiums paid and the benefits received; subject to the prevailing tax laws. The tax benefits are subject to change as per change in Tax laws from time to time.
Key Benefits
High Life Coverage And Long-Term Wealth Creation
Multiple Premium Payment Options And Policy Term To Choose From
Upto 3X Return of Mortality Charges
Milestone Benefit
Loyalty Booster
Multiple Investment Strategies
Tax Benefits*
How Does the Plan Work?
Make your plan with ease
Pick your policy term for premium payment term of 6, 7, 10, or 12 years.
15 Years
20 Years
25 Years
30 Years
35 Years
40 Years
15 Years
20 Years
25 Years
30 Years
35 Years
40 Years
Now, add a rider
For added protection, the following rider can be availed by paying additional premium along with Bharti AXA Life Dream Shield Plus.
Bharti AXA Life Linked Complete Shield Rider (130A012V02):
Receive additional sum assured chosen under the rider in case of happening of a covered event.
Please refer to the rider brochure for complete details on terms and conditions and exclusions before opting for the rider. Also, riders are not mandatory and are available for an additional cost. .
Bharti AXA Life Cover Plus Linked Term Rider (130A034V01):
Receive additional sum assured chosen under the rider in case of death of the Life Insured.
Please refer to the rider brochure for complete details on terms and conditions and exclusions before opting for the rider. Also, riders are not mandatory and are available for an additional cost. .
Insurance Jargon Explained
Maturity benefit
It is the amount which the insurance company pays to the policy holder on the completion of the Policy Term, if the Life Insured has survived the entire duration of the Policy.
Riders
A provision attached to a policy that adds benefits not available in the original policy or that changes the original policy.
Riders help the Policyholder in enhancing the insurance product to meet specific needs by adding protection benefits to the basic Insurance Plan at a lower additional cost.
Premium
The payment, or one of the regular periodic payments, that a policyholder makes to an insurer in exchange for the insurer's obligation to pay benefits upon the occurrence of the contractually-specified contingency (e.g., death).
Sum Assured
Sum assured is the amount that an insurer agrees to pay on the occurrence of a stated contingency (eg: Death).
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Life insurance coverage is available under this policy.
Unit Linked Life Insurance products are different from the traditional products and are subject to market risks.
The premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
Bharti AXA Life Insurance Company Limited is only the name of the insurance company and Bharti AXA Life Dream Shield Plus (UIN:130L125V01) is only the name of the unit linked, non-participating individual life insurance plan and does not in any way indicate the quality of the contract, its future prospects or returns.
Please know the associated risk and applicable charges from your Insurance Advisor or the intermediary or the policy document issued by the insurance company.
The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects or returns.
Past performance of the Fund Options is not indicative of future performance. All benefits payable under this policy are subject to tax laws and other fiscal enactments in-effect from time to time, please consult your tax advisor for details.
For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
* The tax benefits are subject to change as per change in tax laws from time to time.