Bharti AXA Life
Grow Wealth Ultra
(UIN: 130L128V01)(ADVT No. II-Sep-2025-5762)
A Unit Linked, Non-Participating Individual Savings Life Insurance Plan
Why choose Bharti AXA Life Grow Wealth Ultra ?
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Plan Options
The Plan offers two plan options to choose from – Wealth Affinity and Wealth.
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Return of charges
Mortality, Premium allocation, Admin Charges deducted during the policy term shall be added back to the fund value on Maturity.
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Milestone Benefit
A percentage of the average Policy Fund Value of the preceding 5 years is added into the fund at the end of every five years, starting from 10th year onwards as Milestone benefit.
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Loyalty Booster
On Maturity, Loyalty Booster shall be added to the Policy as percentage of average Fund Value of the five years preceding the date of maturity.
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Multiple Premium payment and Policy term options to choose from
The Plan offers Single Pay, Limited Pay and Regular pay options to choose from along with cover till age 99.
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Multiple Investment Strategies to suit your financial needs
The plan lets You choose from 3 investment strategies – Self Managed Strategy, Dynamic Fund Allocation and Systematic Transfer Plan along with multiple fund options basis the financial goals and risk-return potential.
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Tax benefits
You may avail the tax benefits on the premiums paid and the benefits received; subject to the prevailing tax laws. The tax benefits are subject to change as per change in Tax laws from time to time.
Key Benefits
Plan Options
Return of charges
Milestone Benefit
Loyalty Booster
Tax benefits
Multiple Investment Strategies to suit your financial needs
How Does the Plan Work?
Make your plan with ease
Pick your policy term
Choose one of the options, as per your financial goals.
Plan 1: Wealth Affinity
Premium payment term of 10 or 30 years.
Plan 2: Wealth Plan option
Premium payment term of 10 years.
Plan 1: Wealth Affinity
Premium payment term of 10 or 30 years.
Plan 2: Wealth Plan option
Premium payment term of 10 years.
Now, add a rider
For added protection, the following rider can be availed by paying additional premium along with Bharti AXA Life Grow Wealth Ultra.
Bharti AXA Life Linked Complete Shield Rider (130A012V02):
Receive additional sum assured chosen under the rider in case of happening of a covered event..
Bharti AXA Life Cover Plus Linked Term Rider (130A034V01):
Receive additional sum assured chosen under the rider in case of death of the Life Insured.
Insurance Jargon Explained
Maturity benefit
It is the amount which the insurance company pays to the policy holder in the manner as specified in the Policy Bond, on the completion of the Policy Term, if the Life Insured has survived the entire duration of the Policy.
Riders
It is an additional benefit or coverage that you can add to your base insurance policy. These add-ons provide extra protection and coverage beyond what's included in your base policy
Premium
The payment, or one of the regular periodic payments, that a policyholder makes to an insurer in exchange for the insurer's obligation to pay benefits upon the occurrence of the contractually-specified contingency (e.g., death).
Sum Assured
Sum assured is the amount that an insurer agrees to pay on the occurrence of a stated contingency (eg: Death).
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Disclaimers
- Life insurance coverage is available under this policy.
- Unit Linked Life Insurance products are different from the traditional products and are subject to market risks.
- The premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
- Bharti AXA Life Insurance Company Limited is only the name of the insurance company and Bharti AXA Life Grow Wealth Ultra (UIN:130L128V01) is only the name of the unit linked, non-participating individual life insurance plan and does not in any way indicate the quality of the contract, its future prospects or returns.
- Please know the associated risk and applicable charges from your Insurance Advisor or the intermediary or the policy document issued by the insurance company.
- The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects or returns.
- Past performance of the Fund Options is not indicative of future performance. All benefits payable under this policy are subject to tax laws and other fiscal enactments in-effect from time to time, please consult your tax advisor for details.
- For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
- * The tax benefits are subject to change as per change in tax laws from time to time.