Bharti AXA Life
Wealth Pro

Invest with Wealth Pro offers you financial solutions with life cover up to 10 times your premium
Invest ₹5,000~/Month for 10 years
Get ₹19.58L at 8% or ₹9.15L at 4%

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

(UIN: 130L100V03)(ADVT No. II-Sep-2024-5497)
A Unit Linked, Non-participating Individual Life Insurance Plan

Why Choose Bharti AXA Life Wealth Pro?

This plan offers you a comprehensive financial solution that gives you a life cover up to 10 times of your premium and helps build wealth over the long term to ensure that you and your family fulfil all your aspirations.

  • Dual Variants

    (i) Growth Variant :

    The policy term options available are 10, 15, 20, 25 and 30 years with multiple Premium Payment term options.

     

    (ii) Legacy Variant :

    To provide a legacy fund to your loved ones, we offer you a Legacy variant that provides a life insurance coverage of 10 times the annualized premium throughout your policy term (99 years).

  • Wealth Booster

    A percentage of Fund Value is added as wealth booster subject to policy being in force. Wealth Boosters are available under both Growth and Legacy variants.

  • Multiple Investment Strategies

    The plan lets you choose from 2 investment strategies - Dynamic Fund Allocation and Systematic Transfer Plan and multiple fund options based on the investment goals and risk-return potential.

  • Tax Benefits

    You may avail the tax benefits on the premiums paid and the benefits received, subject to the prevailing tax laws. The tax benefits are subject to change as per change in tax laws from time to time.

Key Benefits

Dual Variants

Multiple Investment Options

Tax Benefits

Wealth Booster

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

 

Bharti AXA Life Wealth Pro
Invest Rs. 5,000/Month for 10 years | Get Rs. 19.58L at 8% or Rs. 9.15L at 4%

How Does the Plan Work?

Bharti AXA Life Wealth Pro is a unit linked, non-participating individual life insurance plan that helps you keep your family’s future well protected while you aim at achieving your milestones.

 

Bharti AXA Life Wealth Pro is a unit linked, non-participating individual life insurance plan that helps you keep your family’s future well protected while you aim at achieving your milestones.

 

The following case study will help you understand the plan better:

Mr. Nair, 40-year-old, working as a director in a leading MNC, wants to plan investments for his daughter's wedding in 10 years and his retirement. He wants a flexible plan and a life cover as well in case of any unfortunate event. He wishes to pay a premium of Rs. 2,00,000 p.a. for a premium payment period of 10 years.

 

Scenario :

 

Let us look at how Bharti AXA Life Wealth Pro, Growth variant helps Mr. Nair fulfil his investment goals.

 

To ensure he is adequately covered, the Sum Assured offered under the Growth variant is 10 times the premium paid. In case of the unfortunate death of Mr. Nair during the Policy Term, the minimum Death Benefit payable would be Rs. 20,00,000.

 

Premium Payment Term

Regular Pay

Premium

Rs. 2,00,000

Policy Term

10 years

Sum Assured

Rs. 20,00,000 (10 times the Premium)

Policy Variant

Growth

Fund opted

Equity - Grow Money Plus Fund - 100%

Investment Strategy opted

Self-Managed

Fund Value on Maturity*

@4% p.a. Rate of Investment Return Rs. 22,09,532

8% p.a. Rate of Investment Return Rs. 27,28,357

 

*Fund Value illustrated in the table is not guaranteed. 4% and 8% rate of investment returns are used only for illustration purposes and are not guaranteed.

 

In case of death of the Life Insured, in the 4th policy year, Death Benefit equal to higher of Sum Assured or Fund Value will be payable to the nominee.

 

Sum Assured

Rs. 20,00,000

Fund Value* as on date of death

@4% p.a. Rate of Investment Return Rs. 7,55,559

@8% p.a. Rate of Investment Return Rs. 8,31,783

Death Benefit

Death Benefit equal to Rs. 20,00,000 will be payable to the nominee

 

*Fund Value illustrated in the table is not guaranteed. 4% and 8% rate of investment returns are used only for illustration purposes and are not guaranteed.

 

“Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business.

 

If your policy offers guaranteed benefits then these will be clearly marked “guaranteed” in the illustration table on this page.

 

If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns.

 

These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.”

Make your plan with ease

Pick a plan option

Choose one of the options, as per your needs.

Growth Variant

In this variant the policy term options available are 10, 15 ,20, 25 and 30 years with multiple Premium Payment term options.

Legacy Variant

This variant provides a life insurance coverage of 10 times the annualized premium throughout your policy term (99 years).

Growth Variant

In this variant the policy term options available are 10, 15 ,20, 25 and 30 years with multiple Premium Payment term options.

Legacy Variant

This variant provides a life insurance coverage of 10 times the annualized premium throughout your policy term (99 years).

Now, add a rider

For added protection the following riders can be availed by paying additional premium along with Bharti AXA Life Wealth Pro:

Bharti AXA Life Linked Complete Shield Rider (UIN: 130A012V02):

Receive additional sum assured chosen under the rider in case of happening of a covered event.

Insurance Jargon Explained

Maturity Benefit

It is the amount which the insurance company pays to the policy holder on the completion of the Policy Term, if the Life Insured has survived the entire duration of the Policy. This amount includes the guaranteed sum of money called as Sum Assured on Maturity and also the Accrued Bonuses, if applicable.

Rider

A provision attached to a policy that adds benefits not available in the original policy or that changes the original policy.

Riders help the Policyholder in enhancing the insurance product to meet specific needs by adding protection benefits to the basic Insurance Plan at a lower additional cost. For example, Bharti AXA Life Hospi cash rider provides fixed per day cash benefit to the Policyholder for each day of hospitalisation, thus providing benefits of a health plan along with base Life Insurance plan.

Premium

The payment, or one of the regular periodic payments, that a policyholder makes to an insurer in exchange for the insurer's obligation to pay benefits upon the occurrence of the contractually-specified contingency (e.g., death).

Sum Assured

Sum assured is the amount that an insurer agrees to pay on the occurrence of a stated contingency (eg: Death).

Disclaimer :

Unit Linked Life Insurance products are different from the traditional products and are subject to market risks.

The premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.

Bharti AXA Life Insurance Co. Ltd. is only the name of the insurance company and Bharti AXA Life Wealth Pro (UIN:130L100V03) is only the name of the unit linked, non-participating individual life insurance plan and does not in any way indicate the quality of the contract, its future prospects or returns.

Bharti AXA Life Insurance Co. Ltd. is only the name of the insurance company and [Name of the Product (with UIN)] is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.

Please know the associated risk and applicable charges from your Insurance Advisor or the intermediary or the policy document issued by the insurance company.

The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects or returns.

Past performance of the Fund Options is not indicative of future performance. All benefits payable under this policy are subject to tax laws and other fiscal enactments in-effect from time to time, please consult your tax advisor for details.

For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

For 35 year old male, invested 100% in growth opportunities plus fund, on online purchase of the policy with PT=25 and PPT=10. The Unit Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender or withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of the fifth year. 8% or 4% are used only for illustrative purpose.