Bharti AXA Life Unit Linked Employee Benefits Plan

(ADVT NO:II-Dec-2019-2013)

In this policy, the investment risk in investment portfolio is borne by the policyholder.

A Unit Linked Group Insurance Plan, which enables you to plan for your employee benefits and ensures that your employees get appropriate benefits in the form of gratuity and leave encashment.

4 Reasons to Buy

  • Multiple Fund Options with Fund Management Charge of only 0.55% p.a. : The plan lets you choose from 4 fund options with differentrisk-return potential and option to switch between those Funds depending on your investment strategy without incurring any charges for switch.


  • Create separate Funds for Gratuity and Leave Encashment Benefits: Get an opportunity to set up a separate fund for gratuity and leave encashment benefit.
  • Get rewarded with Loyalty Additions: If the Policy is in force, Loyalty Additions will be credited to the Policy on each Policy Anniversary and will accrue at the beginning of the Policy Year.
  • Life Insurance Cover: A life cover of ₹ 5,000 for all members under Leave Encashment and Gratuity will be payable to the beneficiary in case of unfortunate death.




Premium / Contribution per scheme* (in INR)

₹ 1,00,000

No Limit

Age at Entry (Age Last Birthday)

18 years

79 years

Maximum Age at Maturity (Age Last Birthday)

80 years

Policy Term

One Year Renewable

Sum Assured

Flat Sum Assured of INR 5,000 for all members

Number of Members


No Limit

*The premium / contribution shall be as per the Actuary's certificate in accordance with AS 15 (Revised) only.