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5 Investment Plans for 5 years. Why Go for a Long-Term Investment?

Everyone is aware about the benefits of investment but very few go for it. Many fear that spending money in investing plans will lock their money and they will not have sufficient cash in times of need. In such cases, it is better to invest in 5 years investment plans.

These are customized plans that involve tenure of several months or 5 years. By investing into such plans, individuals may plan for getting money in a year or two. Such plans require investment for shorter tenure and in return it also reap subsequent amounts of return including the total amount of sum assured.

To get the best benefits from such plans, one must wisely choose the best investment plan for 5 years that could involve better benefits with less risks.

5-year investment plan by Bharti AXA

Bharti AXA brings in customised investment plans for 5 years. One can choose from various plans as per their needs, which do not only provide life cover, but also facilitates investment

  • Bharti AXA Life Future Invest Plan* : This is a Unit linked investment plan that lets investors invest for a limited time frame to ensure better return at the end of the policy. Just by paying a single premium or for 5 years one can expect benefits of about 10 years. Life coverage is also available with this plan.
  • Bharti AXA Life Elite Advantage : It is a savings plan that lets investors choose 5, 7 or 12-years payment terms. It is a non- linked and non-participating saving plan that provides 100% of the sum assured at the time of maturity. It comes with the benefit of guaranteed pay out and tax benefits. Life coverage is also available with this plan.
  • Bharti AXA Life Samriddhi : This is a flexible investment plan that lets investors choose from multiple premium payment terms including premium payment term of 5 years. On the time of maturity, the policyholder may receive the 100% sum assured. With the benefit of 11 times of the annual premium, it also helps acquire tax benefits. Life coverage is also available with this plan.
  • Bharti AXA Life Flexi Term Pro : This term/protection plan comes with the benefit of multiple premium payment options. With a whole life cover option, it ensures to provide joint (individual+spouse) or single life cover for the policyholder. It comes with death benefit, maturity benefit and tax benefit.
  • Bharti AXA Life Guaranteed Income Pro : This is investment plan that provides flexibility of choosing payment terms as per suitability. It acts as a monthly income benefit to the nominee. It also ensures life coverage in worst cases.

Why opt for five-year investment plan?

Many investors choose 5-year plan over long-term investment plans because of their multiple benefits some of which are :

Flexibility in premium payment term

One can choose to pay premium through the course of several months or a few years. With such plans, investors need not to wait long for maturity of the plans.

Tax saving benefits

Covered under Section 80C of the Income Tax Act, 5 years investment plans help obtain tax benefits as well.

Shorter lock in period

Most 5 years plans have a maximum lock in period of 5 years, following which, the money is free to be withdrawn.

Less risky plans

Shorter term investment plans involve less premiums and thus the amount collected with these plans are relatively low as compared to other plans. This makes it less risky and more secured.

In case an investor is looking for short term investment plans, it is a good choice to go with 5 years plans. One must choose best investment plan for 5 years according to their own needs and requirements because each plan has its own features and benefits. 

Disclaimer:

Life insurance coverage is available

*IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

Bharti AXA Life Insurance is the name of the Company and Bharti AXA Life Guaranteed Income Pro is only the name of the non-linked, non-participating individual life insurance savings plan and does not in any way represent or indicate the quality of the policy or its future prospects. UIN: 130N101V01

Bharti AXA Life Insurance is the name of the Company and Bharti AXA Life Elite Advantage is only the name of the non-linked, non-participating individual Life Insurance savings plan and does not in any way represent or indicate the quality of the policy or its future prospects. UIN:130N060V05

Bharti AXA Life Insurance is the name of the Company and Bharti AXA Life Samriddhi is only the name of the non-linked, participating individual Life Insurance savings plan and does not in any way represent or indicate the quality of the policy or its future prospects. UIN:130N061V04

Bharti AXA Life Insurance is the name of the Company and Bharti AXA Life Flexi Term Pro is only the name of the A non-linked, individual, non-participating pure risk premium life insurance plan and does not in any way represent or indicate the quality of the policy or its future prospects. UIN:130N103V01

Bharti AXA Life Insurance is the name of the Company and Bharti AXA Life Future Invest Plan is only the name of the A unit-linked, non-participating individual life insurance plan and does not in any way represent or indicate the quality of the policy or its future prospects. UIN:130L049V04

Tax benefits are as per Income Tax Act, 1961, and are subject to amendments made thereto from time to time.

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

Advt no- II-Sep-2021-3151

Suggested Plans

Bharti AXA Life Wealth Pro

  • An Individual Linked life cover with Insurance cum Savings Plan.
  • Choose a Variant: The plan offers you two variants to choose from a) Growtrh Variant b) Legacy variant
  • Grow your wealth further with Wealth booster
  • Multiple Investment Strategies to suit your investment needs
  • Tax benefits

Bharti AXA Life Grow Wealth

  • Flexibility in Investment Tenure T
  • Single Life/Joint Life Option
  • Grow your wealth further with Loyalty Additions
  • Multiple Fund Options to suit your investment needs and zero premium allocation charges
  • Tax benefits

Bharti AXA Life eFuture Invest

  • An affordable online Investment Plan.
  • Choose between two premium payment terms
  • Flexibilty of Partial withdrawal
  • Zero allocation charges
  • Tax Benefits