Bharti AXA Life Future Invest Plan
(UIN:130L049V04)
(ADVT NO:II-Dec-2019-2019)
In this policy, the investment risk in investment portfolio is borne by the policyholder.
An Investment Plan where you invest money for a limited time-frame and reap good returns at the end of the policy term. You can enjoy benefits for 10 years while paying Single Premium or paying for 5 years only.
4 Reasons to Buy
- A limited Premium payment plan with a longer term to remain invested. Pay Single premium or for first 5 years and accrue benefits for 10 years
- Zero allocation charges (other charges as applicable). Since there is no Premium allocation charge, 100% of Premiums paid will be allocated to the funds chosen by you. Other charges levied as applicable.
- Pay once or for 5 years while accruing benefits for 10 along with the flexibility of partial withdrawals. You can stay invested in the funds for an extended period of 5 years after Maturity, as you can choose from two Premium payment Terms - single pay and 5 years. You can also withdraw money from your Policy Fund Value any time after the completion of five Policy years.
- Enjoy Tax benefits on the Premiums paid and benefits received. They are subject to change as per change in Tax laws from time to time.
Plan Details
Case 1
How it works?
Let’s take a look at this case study
35 year old Anurag chooses our Bharti AXA Life Future Invest and would like to invest in the Grow Money Fund. He chooses a policy term of 10 years with a premium payment term of 5 years for a Sum Assured of ₹ 5,00,000.
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He starts paying ₹ 50,000 annually
1ST POLICY YEAR
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He finishes paying the annual premiums
5TH POLICY YEAR
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At an assumed 4% rate of return, he receives ₹ 2,55,640 on maturity
At an assumed 8% rate of return, he receives ₹ 3,53,827 on maturity
10TH POLICY YEAR
“# 4% and 8% rates are used only for illustration purposes and are not guaranteed. The values represented with 4% & 8% are not the upper or lower limits of what one can expect from this policy, as it is dependent on number of factors including investment performance.
Sad Demise
In case of death, his family receives a death benefit of ₹ 5,00,000
Plan Details
Case 2
How it works?
Let’s take a look at this case study
35 year old Rishab chooses our Bharti AXA Life Future Invest and would like to invest in the Grow Money Fund. He chooses a policy term of 10 years with a single premium payment for a Sum Assured of ₹ 3,75,000.
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He pays ₹ 3,00,000 as single premium
1ST POLICY YEAR
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At an assumed 4% rate of return, he receives ₹ 3,35,417 on maturity
At an assumed 8% rate of return, he receives ₹ 4,95,909 on maturity
10TH POLICY YEAR
Sad Demise
In case of death, his family receives a death benefit of ₹ 3,75,000
Who can buy?
| Parameter | Eligibility |
|---|---|
| Minimum age at entry | 18 years |
| Maximum age at entry | 59 years |
| Maximum age at Maturity | 69 years |
| Policy Term | 10 years |
| Premium Payment Term | Single Pay and 5 Pay |
| Premium Modes | Single/ Annual/ Semi Annual/ Quarterly/ Monthly |
and 
used belong to the Bharti Enterprises (Holdings) Private Ltd. and AXA SA respectively and are used by Bharti AXA Life Insurance under license.