Bharti AXA Life Samriddhi

(ADVT NO:II-Jul-2022-4097)

Take the first step towards saving with this non-linked, participating, Endowment savings plan. With regular savings you can build your own corpus that will help meet your aspirations. At Maturity, enjoy 100% Sum Assured on Maturity along with accrued non-guaranteed bonuses.

*Life Insurance coverage is available under this product.

4 Reasons to Buy

  • Enjoy a guaranteed lump sum benefit at Maturity. If the life insured survives till the Maturity of the Policy and all the Premiums are duly paid, then he will receive 100% of Sum Assured on Maturity.
  • Potential to receive additional earnings through bonuses. Enjoy accrued non-guaranteed annual simple reversionary bonus and non-guaranteed terminal bonus, if declared by the company.
  • Choose from eight different Premium payment Terms. Premium payment Terms are 5, 10, 12, 15, 20, 25, 30 and 35 years.
  • Enjoy Tax benefits on the Premiums paid and pay-out benefits received. They are subject to change as per change in tax laws from time to time.

Plan Details

How it works?

Let’s take a look at this case study


35 year old Abhay chooses our Bharti AXA Life Samriddhi to meet his retirement needs and pays  ₹ 50,000 as annual premium for 25 years for a Sum Assured of  ₹ 13,96,258. He enjoys a life cover for 25 years.

  • Starts paying an annual premium of ₹ 50,000*


  • He continues to pay an annual premium of  ₹ 50, 000*


  • He receives a maturity benefit of  ₹ 17,41,832 (Sum Assured  ₹ 13,96,258 + Bonus#  ₹ 3,45,574) @ 4%# p.a. ORAt maturity he receives a maturity benefit of  ₹ 27,59,355 (Sum Assured  ₹ 13,96,258 + Bonus#  ₹ 13,63,097) @ 8%# p.a.

    END OF

Disclaimer: # 4% and 8% rates are used only for illustration purposes and are not guaranteed. The values represented with 4% & 8% are not the upper or lower limits of what one can expect from this policy, as it is dependent on number of factors including investment performance 
#Bonus includes Accrued Non-Guaranteed Simple Reversionary Bonus and Non-Guaranteed Terminal Bonus.
*Premium is exclusive of service tax

Sad Demise
  • In case of his untimely death, Abhay’s family gets – Sum Assured on Maturity + bonus# Or 11 times annualised premium + bonus# Or 105% of the premiums paid; the policy will end after the payment of death benefit
Bharti AXA Life Guaranteed Wealth Pro
Invest Rs. 5,000#/Month for 10 years | Get Rs. 14,39,732^
Parameter Eligibility Criteria
Policy Term and Premium Payment Term Premium Type Policy Term Premium Policy Term
Limited Premium
Paying Term
10 Years
20 Years
5 Years
12 Years
Regular Premium 10,15,20,25,
30 and 35 Years
Same as policy Term
Minimum and Maximum Age at Entry (age, as on last birthday) Policy Term Min Entry Age Maximum Entry Age
10 Years 8 Years 55 Years
15 Years 3 Years 55 Years
20 and 25 Years 0 Years 50 Years
30 and 35 Years 0 Years 45 Years
  (The risk coverage will start immediately on policy commencement for all lives including minors)
Maximum Maturity Age (age, as on last birthday) Policy Term Maximum Maturity Age
10 Years 65 Years
15 Years 70 Years
20 and 25 Years 70 and 75 Years
30 and 35 Years 75 and 80 Years
Minimum Sum Assured Depends on the minimum premium
Minimum Annualised Premium Premium Payment Term Maximum Annualised Premium (in ₹)
5 and 10 Years 18,000
12 and 15 Years 12,000
20 and 25 Years 6,000
30 and 35 Years 3,000
Premium Payments Mode Annual, Semi-Annual, Quartrly*, Monthly*

*Through Auto Pay only

#For 30 Year Old Male, Endowment Plan Option, online purchase of policy excluding underwriting extra premium & GST. ^As lumpsum payout at the end of 20th year.