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Bharti AXA Life Samriddhi

(UIN:130N061V04)
(ADVT NO:II-Dec-2019-2007)

Take the first step towards saving with this non-linked, participating, Endowment savings plan. With regular savings you can build your own corpus that will help meet your aspirations. At Maturity, enjoy 100% Sum Assured on Maturity along with accrued non-guaranteed bonuses.

*Life Insurance coverage is available under this product.

4 Reasons to Buy

  • Enjoy a guaranteed lump sum benefit at Maturity. If the life insured survives till the Maturity of the Policy and all the Premiums are duly paid, then he will receive 100% of Sum Assured on Maturity.
  • Potential to receive additional earnings through bonuses. Enjoy accrued non-guaranteed annual simple reversionary bonus and non-guaranteed terminal bonus, if declared by the company.
  • Choose from eight different Premium payment Terms. Premium payment Terms are 5, 10, 12, 15, 20, 25, 30 and 35 years.
  • Enjoy Tax benefits on the Premiums paid and pay-out benefits received. They are subject to change as per change in tax laws from time to time.

Plan Details

How it works?

Let’s take a look at this case study

LET’S TAKE A LOOK AT THIS CASE STUDY

35 year old Abhay chooses our Bharti AXA Life Samriddhi to meet his retirement needs and pays  ₹ 50,000 as annual premium for 25 years for a Sum Assured of  ₹ 13,96,258. He enjoys a life cover for 25 years.

  • Starts paying an annual premium of ₹ 50,000*

    1ST POLICY YEAR

  • He continues to pay an annual premium of  ₹ 50, 000*

    25TH POLICY YEAR

  • He receives a maturity benefit of  ₹ 17,41,832 (Sum Assured  ₹ 13,96,258 + Bonus#  ₹ 3,45,574) @ 4%# p.a. ORAt maturity he receives a maturity benefit of  ₹ 27,59,355 (Sum Assured  ₹ 13,96,258 + Bonus#  ₹ 13,63,097) @ 8%# p.a.

    END OF
    25TH POLICY YEAR

Disclaimer: # 4% and 8% rates are used only for illustration purposes and are not guaranteed. The values represented with 4% & 8% are not the upper or lower limits of what one can expect from this policy, as it is dependent on number of factors including investment performance 
#Bonus includes Accrued Non-Guaranteed Simple Reversionary Bonus and Non-Guaranteed Terminal Bonus.
*Premium is exclusive of service tax

Sad Demise
  • In case of his untimely death, Abhay’s family gets – Sum Assured on Maturity + bonus# Or 11 times annualised premium + bonus# Or 105% of the premiums paid; the policy will end after the payment of death benefit
Premium Payment Term Policy Term Minimum Age Maximum Age

5 Years

10 years

8 years

55 years

10 Years

10 years

8 years

55 years

12 Years

20 years

0 years

50 years

15 Years

15 years

3 years

55 years

20 Years

20 years

0 years

50 years

25 Years

25 years

0 years

50 years

30 Years

30 years

0 years

45 years

35 Years

35 years

0 years

45 years