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5 Safest Investment Options to Secure Your Family

Life puts us in unknown situations and in such times of uncertainties, everyone wishes to have financial security. A secured and trustworthy investment plan helps obtain this secured financial future for an individual.

When an individual is looking for an investment plan with high returns and low risk, he must go with the safest investment options in India. There are several plans that could help reap subsequent profit with less risk.

Types of safe investment plans

The right plan could help your kid complete his education or help save money for their marriage. It is thus important to choose the best safe investment options in India from among so many choices :

National Pension Schemes (NPS)

It is a government-backed scheme for secured retirement. This involves a good return after retirement.

Gold

This is a traditional investment in India. One can invest in buying gold coins, jewellery, or bars. It is also a good choice to invest in ETFs (Exchange Traded Funds) and sovereign gold bonds.

Bank Fixed Deposit (FD)

It is one of the best investment plans and the safest place to invest money in India. With a normally high rate of interest, it can ensure better returns.

Public Provident Fund (PPF)

With a lock-in period of 15 years, this safe plan is a government backed investment scheme. It ensures sound returns.

Recurring Deposits (RD)

This is a scheme in which an individual keeps investing at regular intervals to reap returns with a rate of interest similar to that of Fixed Deposits.

Types of Life insurance safe investment plans by Bharti AXA

Bharti AXA brings in multiple life insurance plans in India that provide safe investment options as well :

  • Bharti AXA Life Guaranteed Income Pro : This plan lets an individual choose from two major options- endowment and income options. This is a non-linked & non-participating plan that ensures10% additional benefit on annualised premiums.
  • Bharti AXA Life Elite Advantage : This is among the plans that ensures 100% payment of sum assured at the time of maturity. It further helps obtain guaranteed benefits at regular intervals.
  • Bharti AXA Life Super Series : It ensures to provide lump sum amount when the premium payment term ends. This plan also ensures to provide increased guaranteed pay out thereafter till the maturity and a lumpsum payout on Maturity. 
  • Bharti AXA Life Super Endowment plan : This is an endowment plan that ensures to provide extended life coverage with the benefit of guaranteed returns.
  • Bharti AXA Life Monthly Income Plan + : 5.This plan ensures guaranteed monthly income with upside of non-guaranteed bonuses.
  • Bharti AXA Life Shining Star : This is a preferred plan to meet a child's future financial needs. This is a non-linked & non-participating insurance plan that help fulfil child's future dreams.
  • Bharti AXA Life Samriddhi : This is a non-linked endowment saving plan that ensures life coverage. This is a participating plan that ensures additional profits through bonuses.
  • Bharti AXA Life Dhan Varsha : With flexible premium paying terms, this plan ensures 100% sum assurance payment at the time of maturity. It offers non-guaranteed cash bonuses from 7th year and guaranteed survival benefits form 10th policy year onwards.
  • Bharti AXA Life POS Saral Bachat Yojana : This is a comprehensive savings plan that acts as a secondary source of income for families when needed. This ensures saving through maturity benefits.
  • Bharti AXA Life Aajeevan Sampatti + : This brings in life cover for age up to 100 and other benefits of maturity and cash bonuses.

Bharti AXA brings in some life insurance plans that are also safe investment options in India. An individual can choose a plan as per their suitability and requirement.

Everyone wishes to acquire maximum profit at no risk and when one desires to have this, they would always choose the best investment options in India. Best investment plans are the ones that comes with a set of benefits with no risks. These plans ensure to reap high returns at times of needs. When an individual wishes to secure his family's future, he must go with a good investment plan to help his spouse and kids attain their future dreams. 

Disclaimer:

Life insurance coverage is available

Bharti AXA Life Insurance is the name of the Company and Bharti AXA Life Guaranteed Income Pro is only the name of the non-linked, non-participating individual life insurance savings plan and does not in any way represent or indicate the quality of the policy or its future prospects. UIN: 130N101V01

Bharti AXA Life Insurance is the name of the Company and Bharti AXA Life Elite Advantage is only the name of the non-linked, non-participating individual Life Insurance savings plan and does not in any way represent or indicate the quality of the policy or its future prospects. UIN:130N060V05

Bharti AXA Life Insurance is the name of the Company and Bharti AXA Life Super Series is only the name of the non-linked, non-participating individual Life Insurance savings plan and does not in any way represent or indicate the quality of the policy or its future prospects. UIN:130N066V03

Bharti AXA Life Insurance is the name of the Company and Bharti AXA Life Super Endowment Plan is only the name of the non-linked, non-participating individual Life Insurance savings plan and does not in any way represent or indicate the quality of the policy or its future prospects. UIN:130N089V02

Bharti AXA Life Insurance is the name of the Company and Bharti AXA Life Monthly Income Plan+ is only the name of the non-linked, participating individual Life Insurance savings plan and does not in any way represent or indicate the quality of the policy or its future prospects. UIN:130N057V02

Bharti AXA Life Insurance is the name of the Company and Bharti AXA Life Shining Stars is only the name of the non-linked, non-participating individual Life Insurance savings plan and does not in any way represent or indicate the quality of the policy or its future prospects. UIN:130N095V03

Bharti AXA Life Insurance is the name of the Company and Bharti AXA Life Samriddhi is only the name of the non-linked, participating individual Life Insurance savings plan and does not in any way represent or indicate the quality of the policy or its future prospects. UIN:130N061V04

Bharti AXA Life Insurance is the name of the Company and Bharti AXA Life Dhan Varsha is only the name of the non-linked, participating individual Life Insurance savings plan and does not in any way represent or indicate the quality of the policy or its future prospects. UIN:130N070V04

Bharti AXA Life Insurance is the name of the Company and Bharti AXA Life POS Saral Bachat Yojana is only the name of the non-linked, non-participating individual Life Insurance savings plan and does not in any way represent or indicate the quality of the policy or its future prospects. UIN:130N090V02

Bharti AXA Life Insurance is the name of the Company and Bharti AXA Life Aajeevan Sampatti + is only the name of the non-linked, participating individual Life Insurance savings product and does not in any way represent or indicate the quality of the policy or its future prospects. UIN:130N058V03

Tax benefits are as per Income Tax Act, 1961, and are subject to amendments made thereto from time to time.

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

Advt no- II-Sep-2021-3150

Suggested Plans

Bharti AXA Life Wealth Pro

  • An Individual Linked life cover with Insurance cum Savings Plan.
  • Choose a Variant: The plan offers you two variants to choose from a) Growtrh Variant b) Legacy variant
  • Grow your wealth further with Wealth booster
  • Multiple Investment Strategies to suit your investment needs
  • Tax benefits

Bharti AXA Life Grow Wealth

  • Flexibility in Investment Tenure T
  • Single Life/Joint Life Option
  • Grow your wealth further with Loyalty Additions
  • Multiple Fund Options to suit your investment needs and zero premium allocation charges
  • Tax benefits

Bharti AXA Life eFuture Invest

  • An affordable online Investment Plan.
  • Choose between two premium payment terms
  • Flexibilty of Partial withdrawal
  • Zero allocation charges
  • Tax Benefits