Whatsapp Icon
Retire early?
Financial security?
Earn additional income?
Children's education?
Be debt free?

Are these your Life’s BIG Questions?

Life Insurance Plan For Every Possibility

Protect Life

Explore for our term insurance plans

#termplan #terminsurance #termlife

Start Now

Achieve Goals

Get guaranteed returns from our savings plan

#guaranteedreturns #savingplans

Start Now

Create Wealth

Choose from our spread of ULIP Plans

#ulip #investmentplans

Start Now

What Our Customers Say

Sunayana Verma

Website journey was very simple and user friendly, Adviser has advised very nicely in simple manner. Advise to purchase a dual benefit plan(Shinnin...

Sunayana Verma

Mumbai | May 10, 2021

Yogesh Kumar

I was worried for my family protection so I have decided to purchase Term plan, I connected to Bharti axa associate and got best experience, Purcha...

Yogesh Kumar

Sonipat | May 12, 2021

Anil Kumar

I was searching for term plan where I got best in Bharti Axa with limited pay and premium in my budget. I was helped nicely by the associate i...

Anil Kumar

Chandigarh | May 12, 2021

Answering Your Queries

What is Life Insurance?

Life insurance is a contract between an insurer and a policy owner. A life insurance policy guarantees the insurer pays a sum of money to named beneficiaries when the insured dies in exchange for the premiums paid by the policyholder during their lifetime. Life insurance is a key investment, especially in uncertain circumstances, like the present. Life insurance policies work in three stages :


  • Purchasing a life insurance policy

    Buy the best life insurance policy that offers flexibility of benefits. Other factors to consider are plan tenure, premium, riders, and, most importantly, the reason you are buying life insurance.

  • Premium payment

    It is advisable to choose a premium that you can easily pay on time. As per the life insurance contract, the insurers promise to pay a pre-decided amount to you (policy holder) or your nominee, provided all premiums have been paid. All benefits then are based on timely premium payment.

  • Filing a claim

    The last stage of a life insurance plan is related to filing for a claim to get insurance benefits.

    In case of your unfortunate demise, your nominee will be eligible for the sum assured as defined in the contract. To get it, the nominee has to submit a claim form along with various documents. Upon verification of claim, the insurance company releases the benefit to the nominee.

    For life insurance plans with a return of premium, a total of all premiums is paid back if the insured survives the policy term, which can be a great financial aid in the short or long term.


What are the benefits of buying life insurance?

Life insurance offers three major benefits.

  • Protection

    Life is full of uncertainties; investing in a life insurance plan provides a safety net. Your insurance provider is liable to pay your beneficiary or nominee the pre-determined death benefit, thus keeping your family protected even in your absence.

  • Long-term savings

    It is important to consider life insurance if you are seeking to make long-term savings. The suitable product helps you to save systematically and build a corpus for your future; its accumulated amount may be used for your life goals. What’s more, life insurance plans also offer regular pay-outs in the form of annuities, and are therefore, an excellent tool to finance your retirement goals.

  • Investment

    Unit-Linked Investment Plans (ULIPs) offered by life insurance providers are primarily investment instruments. These market-linked products create wealth. ULIPs offer significant returns on premiums paid towards the insurance policy. Most plans provide considerable returns during maturity, thus making them an attractive investment vehicle.

    Besides this, life insurance plans offer a host of other benefits, like tax deductions under Section 10, 80C, and 80CCC of the Income Tax Act, 1961 on the premium paid. You may also borrow a loan against your insurance plan if needed.

    Life insurance plans provide financial support to you and your family. Buying an insurance policy also inculcates the habit of disciplined savings.


*IN ULIP POLICIES, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. The premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.

Why consider Bharti AXA Life Insurance?

You should definitely consider getting an insurance policy from Bharti AXA Life as we provide flexible products. You can easily change your coverage limits and include riders with your insurance policy in minutes. You can access your account anytime from anywhere. With an impressive claim settlement ratio and dedicated claim handler for the policyholder, our claim settlement process is seamless.

Bharti AXA Life Insurance Promise

Flexible Products

Change coverage limits and add new riders in minutes

Anytime, Anywhere

You can have anytime, anywhere access to your account

Claim Settlement Ratio

99.05% claim settlement ratio and a dedicated claim handler for policy holder

Financially Sound

As of 31st March 2020, Rs 7000-plus crore of funds under management, 17,70,000 policies sold

Impressive Footprint

Bharti Enterprise has 12 different companies in India, 35 crore customers

Get Customized Quote

With Bharti AXA Life insurance guaranteed income pro, 
get insurance cover and assured returns on maturity

With Bharti AXA Life Flexi Term Pro,
get life insurance cover and flexibility to customize your term insurance plan as per your needs!