Bharti AXA urges you to choose certainty for important life goals with guaranteed solution
Bharti AXA Flexi Term Pro
What is a Term Insurance Plan?
Bharti AXA Life’s 2 products ‘Guaranteed Income Pro’ and ‘Flexi Term Pro’ have won Product of the Year 2021
That’s our claims settlement ratio. Last year we paid out 99.05% of death claims on our life insurance policies
Most of our branches are now operational to ensure essential services for policyholders
Life Insurance Plan For Every Possibility
What Our Customers Say
Website journey was very simple and user friendly, Adviser has advised very nicely in simple manner. Advise to purchase a dual benefit plan(Shinnin...
Mumbai | May 10, 2021
I was worried for my family protection so I have decided to purchase Term plan, I connected to Bharti axa associate and got best experience, Purcha...
Sonipat | May 12, 2021
I was searching for term plan where I got best in Bharti Axa with limited pay and premium in my budget. I was helped nicely by the associate i...
Chandigarh | May 12, 2021
Answering Your Queries
What's the claim settlement ratio and the reasons for claim repudiation?
Claim Settlement ratio is the ratio of Claims Settled against claims reported during the year. For detailed information, please refer http://www.bharti-axalife.com/public_disclosures.aspx (Form 39 & 40); some of the reasons for claim repudiation are as listed below
- Disclosure of medical adversities
- Incorrect disclosure of Age
- Incorrect disclosure of occupation/income
- Non –disclosure of previous insurance
Please note: The above-mentioned list is only indicative and not an exhaustive list.
How do I know my ideal Sum Assured?
The ideal income for your chosen Sum Assured is shown in the premium box. Depending on your income status you can either increase or decrease your Sum Assured.
What is Life Insurance?
Life insurance is a key investment, especially in uncertain circumstances, like the present. Life insurance policies work in three stages:
- Purchasing a life insurance policy
Buy the best life insurance policy that offers flexibility of benefits. Other factors to consider are plan tenure, premium, riders, and, most importantly, the reason you are buying life insurance.
- Premium payment
It is advisable to choose a premium that you can easily pay on time. As per the life insurance contract, the insurers promise to pay a pre-decided amount to you (policy holder) or your nominee, provided all premiums have been paid. All benefits then are based on timely premium payment.
- Filing a claim
The last stage of a life insurance plan is related to filing for a claim to get insurance benefits.
In case of your unfortunate demise, your nominee will be eligible for the sum assured as defined in the contract. To get it, the nominee has to submit a claim form along with various documents. Upon verification of claim, the insurance company releases the benefit to the nominee.
For life insurance plans with a return of premium, the insured gets the total of all premiums paid back, which can be a great financial aid in the short or long term.
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With Bharti AXA Life insurance guaranteed income pro, get insurance cover and assured returns on maturity