Bharti AXA Life Smart Jeevan

(ADVT NO:II-Mar-2020-2089)

A plan that offers your family protection for 12 years at a nominal premium, should something unfortunate ever happen to you. At the end of the Policy Term, you would receive 100% of the premium you had invested.

4 Reasons to Buy

  • Product with easy affordable premiums
  • The product offers 100% return of premiums paid till end of Policy Term as maturity benefit
  • Life Insurance cover to ensure that you are adequately protected
  • Ease of purchase as no lengthy underwriting procedures are involved. You can get insured by giving a declaration of good health.

How it works?

Let’s take a look at this case study

Suraj (Healthy 30 year old male) wishes to purchase a life insurance product that does not require much investment but at the same time ensures that he will receive maximum benefits. We advise him to purchase Bharti AXA Life Smart Jeevan. With this product, all Suraj needs to do is invest a nominal amount every year for 12 years. At the end of the Policy Term which also is 12 years, he receives the entire premium that he has paid till the end of the Premium Payment Term.

Suraj purchases a Bharti AXA Life Smart Jeevan Policy with a Sum Assured of ₹300,000 for which he pays an annual premium (excluding service tax) of ₹. 1,938.

  • Starts paying an annual premium of  ₹ 1, 938


  • Finishes paying the annual premium


  • At the end of the 12th year, he receives a Maturity Benefit of ₹ 23,256


100% pay back of premium will be exclusive of the taxes paid by the policyholder

Sad Demise

In case of Suraj’s demise, his family will receive a Death Benefit of ₹ 3,00,000

Min entry age

18 years

Max entry age

50 years

Max Maturity age

62 years

Policy term

12 years

Premium Payment Term

12 years

Min Sum Assured

₹ 50,000

Max Sum Assured

₹ 5,00,000

Premium Payment Modes

Annual, Semi Annual, Quarterly*, Monthly*

* Through auto pay only