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Bharti AXA Life Accidental Total and Permanent Disability Rider

(UIN:130B010V01)
(ADVT NO:II-Feb-2021-2611)

Prepare yourself for any uncertainty due to accidents with Bharti AXA Life Accidental Total and Permanent Disability Rider.
#DoTheSmartThing.

5 Reasons to Buy

  • Coverage against Total and Permanent disability due to accidents
  • Get your premiums back at maturity*- Return of premium option
  • Pay an affordable premium for additional protection against disability due to accidents
  • Flexibility to choose the premiums you pay
  • Enjoy tax benefits# on the premiums paid

*Subject to rider being in force and survival of Life Insured till maturity
#The tax benefits are subject to change as per change in Tax laws from time to time

Eligibility Check

Plan at a Glance

Parameter Eligibility Criteria
Minimum age at entry 18 years
Maximum age at entry 60 years
Maximum Age at Maturity 70 years
Rider Term Limited Pay: 10/ 12/ 15/ 20/ 24/ 25/ 30 years
Regular Pay: 5/ 10/ 12/ 15/ 30 years
(Rider Term cannot exceed the Policy Term of the Base Policy)
Premium Payment Term

Limited Pay:

Rider Term (In Year) Premium Payment Term (In Years)
10 5
12 7
15 5 / 7 / 8 / 10
20 5 / 7 / 8 / 10 / 12 / 15
24 12
25 5 / 7 / 8 / 10 / 12 / 15
30 5 / 7 / 8 / 10 / 12 / 15

Regular Pay: Same as rider term

Minimum Sum Assured (Rs.) Rs 25,000/-
Maximum Sum Assured (Rs.) Rs 1 Crore
Premium Payment Modes Annual, semi-annual, quarterly* and monthly*
Minimum Premium Based on the minimum Sum Assured

*Through auto pay only