Bharti AXA Life eFuture Invest

(UIN:130L063V02)
(ADVT NO:II-Dec-2019-2017)

In this policy, the investment risk in investment portfolio is borne by the policyholder.

A unit-linked, online investment plan that offers you both good returns and an added life cover. To get the most of this income tax-saving investment, all you must do is choose between a single premium or a premium payment term of 5 years while you reap the benefits for 10.

4 Reasons to Buy

An affordable online Investment Plan. Buy the plan at a convenience of a click. Moreover, as this is an online plan, there are no commissions payable and hence the policy charges are lower.
Choose between two premium payment terms - Single Pay or a limited premium payment term of 5 years while accruing benefits for 10 along with the flexibility of partial withdrawals. You can stay invested in the funds for an extended period of 5 years after Maturity. You can also withdraw money from your Policy Fund Value any time after the completion of five policy years.
Zero allocation charges (other charges as applicable). Since there is no Premium allocation charge, 100% of Premiums paid will be allocated to the funds chosen by you. Other charges levied as applicable.
Receive Tax benefits on the Premiums paid and benefits received. This is one of the best tax saving investment plans available. They are subject to change as per change in Tax laws from time to time.

Plan Details

How it works?

Let’s take a look at this case study

35-year-old Aditya purchases our Bharti AXA eFuture Invest and would like to invest in the Grow Money Plus Fund. He chooses a 10-year policy term for a Sum Assured of ₹ 5,00,000. He pays an annual premium of ₹ 50,000 for 5 years.

He starts paying ₹ 50,000* annually

1^ST POLICY YEAR
He finishes paying annual premiums

5^TH POLICY YEAR
At an assumed 4% rate of return, he receives ₹ 2,59,676 (Fund Value) on maturity

At an assumed 8% rate of return, he receives ₹ 3,58,776 (Fund Value) on maturity

10^TH POLICY YEAR

Disclaimer: # 4% and 8% rates are used only for illustration purposes and are not guaranteed. The values represented with 4% & 8% are not the upper or lower limits of what one can expect from this policy, as it is dependent on number of factors including investment performance

Sad Demise

In case of death, his family will receive higher of Sum Assured or Fund Value

Parameter	Eligibility
Minimum age at entry	18 years (age last birthday)
Maximum age at entry	60 years (age last birthday)
Maximum age at Maturity	70 years (age last birthday)
Premium modes	Yearly, Half-yearly, Quarterly* and Monthly*.
Minimum Premium	Premium Payment Term: 5 years Annual – ₹ 18,000 Semi Annual – ₹ 9,000 Quarterly – ₹ 4,500 Monthly – ₹ 1,500 Premium payment term: Single Pay ₹ 25000
Maximum Premium	₹ 1,00,00,000 for 5 pay ₹ 8,00,00,000 for Single pay
Policy benefit period	10 years
Premium payment term	Single Pay and 5 years

* Payment only through ECS

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