<section class="blog">
<div class="blog-content">
<p>When it comes to the high return investment in India, many people have a lot of queries. Such as which investments have the best returns, or they may wonder if investing in PPF will be more beneficial, or an FD is a better option to yield a high return on investment in India etc. Most individuals want to make investments that will provide them with maximum returns and minimum risk in a short time span. However, some people invest for financial security, while others invest to meet their investment objectives. To find the best way to invest money in India, you should determine your risk tolerance, financial goals, investment horizon, and cash requirements.</p>

<p>This is why so many people are looking for the <a href="https://www.bhartiaxa.com/be-smart/investments/top-10-investment-plans-in-india" target="_blank" title="best investment plans in India">best investment plans in India</a> 2021. A plan that will allow them to grow their money in a matter of, let’s say, a few months or years, with high returns and lower risks. To make you understand better, here's a rundown of the best <a href="https://www.bhartiaxa.com/be-smart/investments/5-safest-investment-options-to-secure-your-family" target="_blank" title="investment options">investment options</a> in India 2021, providing you with significantly high returns.</p>
</div>
</section>

<section class="blog">
<div class="blog-content">
<h2 class="section-main-heading">Direct Equity</h2>

<p>Direct equity is considered to be one of the best high return <a href="https://www.bhartiaxa.com/be-smart/investments/best-investment-plans-for-5-years" target="_blank" title="long-term investment options">long-term investment options</a>. Even though most investors perceive direct equity as a high-risk investment option, they can give lucrative returns. Also, it is important to consider buying the correct stocks when discussing direct equity investment plans and knowing when to enter and exit the market. Moreover, before investing in direct equity, ensure that you understand how to examine a share stock.</p>

<h2 class="section-main-heading">Fixed Deposits (FD)</h2>

<p>Fixed deposits are one of the most conventional fixed-pay investment options. As their name suggests, FD provides fixed returns during the investment period. Interests are paid monthly, quarterly, or annual, depending on the bank's policies. FDs come in both cumulative and non-cumulative forms, depending on the bank/ option chosen. In the non-cumulative option, interest will be paid periodically according to underwriting; however, interest will be reinvested in the cumulative option and paid at maturity.</p>

<h2 class="section-main-heading">Public Provident Fund (PPF)</h2>

<p>Among all the best <a href="https://www.bhartiaxa.com/be-smart/investments/investment-plans-in-india-benefits" target="_blank" title="investment options in India">investment options in India</a> 2021, this is one of the most secure long-term investment possibilities that you can opt for. It is a tax-free product, upto an amount of Rs. 1.5 lakhs a year, according to <a href="/be-smart/tax-savings/income-tax-deduction-under-section-80c" target="_blank" title="Section 80C of the Income Tax Act">Section 80C of the Income Tax Act</a>. You can open a PPF account at a bank or a post office. Apart from that, the money you invest is secured for 15 years initially, following which it can be extended for blocks of 5 years.</p>

<h2 class="section-main-heading">Senior Citizen Savings Scheme (SCSS)</h2>

<p>For elderly citizens over the age of 60, the <a href="https://www.bhartiaxa.com/be-smart/savings/guide-on-senior-citizen-saving-scheme-calculator" target="_blank" title="Senior Citizens' Saving Scheme">Senior Citizens' Saving Scheme</a> (SCSS) is one of India's risk-free tax-saving (upto Rs. 1.5 Lakhs per annum, according to Sec 80C of Income Tax Act) investment choices. It is considered one of the greatest investment ideas for seniors because it provides them with a steady income. Plus, this plan offers a competitive interest rate of 7.4% per year, making it a highly profitable investment option.</p>

<h2 class="section-main-heading">Liquid Funds</h2>

<p>Open-ended debt funds, often known as liquid funds, are investments in money market products such as T-bills, commercial papers, and term deposits. Liquid Funds have a maturity period of upto 3 months. It's a low-risk mutual fund programme that can mostly pay more than your bank's FDs or savings account.</p>

<p>Liquid funds, which has historically offered returns in the range of 7-9 per cent, are one of the <a href="/investment-plans" target="_blank" title="best investment plans">best investment plans</a> in India if you search for a <a href="https://www.bhartiaxa.com/be-smart/investments/best-short-term-investment-plans" target="_blank" title="short-term investment">short-term investment</a> period. The mutual fund scheme's liquidity is one of the factors that make it appealing to investors.</p>

<h2 class="section-main-heading">Real Estate Investment</h2>

<p>Real estate is one of India's fastest-growing industries, with promising potential in retail, housing, manufacturing, commercial, hospitality, and other areas. Among the available investment plans in India, purchasing a flat or plot is undoubtedly one of the best choices to make. Real estate investment functions as an asset and are regarded as one of the best long- term investment plans in India that yield significant returns.</p>

<h2 class="section-main-heading">The Golden Rule</h2>

<p>The golden rule of sensible investing is to have a thorough awareness of the many sorts of investment opportunities available in the market. The investment goal of most individuals varies depending on their financial objectives, time horizon, and risk tolerance, among other factors. To make money grow, an individual must invest wisely in the <a href="https://www.bhartiaxa.com/be-smart/investments/5-tips-for-choosing-the-best-investment-plans" target="_blank" title="best investment">best investment</a> plans in India that provide attractive <a href="https://www.bhartiaxa.com/investment-plans/future-invest-plan" target="_blank" title="long-term returns">long-term returns</a>.</p>

<p>You can choose any of the best <a href="https://www.bhartiaxa.com/be-smart/investments/best-way-to-invest-money-in-india" target="_blank" title="investment plans in India">investment plans in India</a> if you have extra funds and wish to invest for a short period. You can get good returns by taking moderate, calculated risks while keeping your short-term financial objectives in mind.</p>
</div>
</section>


<p>When it comes to the&nbsp;high return investment in India, many people have a lot of queries. Such as&nbsp;which&nbsp;investments have the best returns, or they may wonder if investing in PPF will be more beneficial, or an FD is a better option to yield&nbsp;a high return on investment in India&nbsp;etc.</p>


Investment Options in India

Best Investment Plans with High Returns :Features & Types | Bharti AXA Life

title

Investment Options - Compare best investment plans with high returns to achieve your financial goals. Find a suitable plan which includes FD, mutual funds, PPF, SCSS, FMPs & more!

description

best investment plan with high returns, investment plans in india, high return investment in india, best investment plan for 1 year in india, best investment plan with high returns in india, investment options in india with high returns, types of investment plans in india

keywords

facebook-domain-verification

KkkHxnkKTu3Pk7Ff_BNZUqXLHXeKlWWO-P1ByU6nWXI

google-site-verification

Top High Return Investment Options in India

<section class="blog">
<div class="blog-content">
<p>It is nothing surprising to see the world grappling with unforeseen events caused to the novel coronavirus. The disruption caused by this virus will have an indelible mark in the history of humanity, economics, and healthcare. Amid the tough times, the experts have concluded that even the blue-chip organizations can become weak, one can become poor by losing money overnight, and the debts can turn into a nightmare.</p>

<p>While most of us are looking at the novel coronavirus with a pessimistic view, we shouldn't ignore the fact that it has taught humanity a valuable lesson.</p>

<p>Some vital lesson- The virus has taught all of us to sustain. The complete back-to-back lockdowns have taught us that the cost of living was never high, but the standard of living was always high. Many expenses that were necessary to us were extra; experts assume that at least some years down the line, people will maintain this minimalist approach to life.</p>

<p>This simple lifestyle would be an excellent opportunity to learn how to invest more and spend less. <a href="https://www.bhartiaxa.com/be-smart/investments/tips-on-money-management-hacks-you-must-know" target="_blank" title="Money management">Money management</a> ideally is more of an emotional quotient than an ideal quotient. Almost everyone now has a transparent picture of sectors where one should spend less and save more. So get your priorities right by increasing your emotional quotient towards finances, thus managing money better than ever.</p>

<p>After you limit your expenses, the next big step is <a href="https://www.bhartiaxa.com/be-smart/investments/investment-plans-in-india" target="_blank" title="planning your investment">planning your investment</a>. The majority of the households in megacities or urban areas have dual income. So when it comes to calculating the total finances, you should make sure that not more than 50% of your income should be spent on expenses.</p>

<p>Furthermore, the remaining 50% of your income should be invested. You can consider the ideal breakup of spending 30% of the savings in liquid plans and 20% of savings in long term <a href="/investment-plans">investment plans</a>. The amount you keep as liquid savings can also be invested in fluid mutual fund plans as it can fetch you a higher income in comparison to FD's and regular saving account. The best part about liquid mutual funds is you can withdraw whenever you want within a day.</p>

<p>Thus indeed, 2020 has been a challenging year with novel <a href="/be-smart/health/how-to-stay-prepared-while-coronavirus-is-rising" target="_blank" title="coronavirus pandemic">coronavirus pandemic</a> but don't need to stress about anything as such if you are well prepared to handle the crisis by buying Covid-19 + COVID Health Insurance.</p>
</div>
</section>

<section class="blog">
<div class="blog-content">
<h2 class="section-main-heading">Some essential lessons to learn from Covid19</h2>

<ul>
	<li>Avoid taking a loan that you find difficult to repay- loans are a great source of financial help in tough times and also a great help in fulfilling long term goals, including buying a house or car. Furthermore, it is vital to understand your repaying ability before getting a loan. A loan that you cannot afford to repay can destroy finances and the loss of your precious assets.<br />
	When you can't repay a loan, you also have to go through a lot of mental stress. And during the current times of pandemic, a loss of income is too common, and non- repayment of loans can lead to undesirable outcomes. Thus covid19 has taught us never to over-borrow and always have a contingency plan including Covid-19 + COVID Health Insurance to deal with unforeseen events.</li>
	<li>Always have an abundance of an emergency fund- An adequate emergency fund completes a contingency plan. Amid the tough times like the pandemic, we have understood the importance of losing our jobs or income as the world has come to a standstill. An emergency fund is the best way to meet our day to day expenses in the absence of regular earnings. So you should ensure that your savings are equal to six months of your expenditure; additionally, you need to enhance it to meet your future requirements.<br />
	For further capital appreciation, you can also park some of your savings in a high-interest savings account or fixed deposit account. Therefore it is essential to start saving early before it's too late. You can start saving by reducing expenses and implementing severe cost-cutting measures by cutting down on wasteful expenses.<br />
	You should also give importance to your health by putting your savings in buying Covid-19 + COVID Health Insurance.</li>
	<li>Avoid dependence on your employer-provided health insurance plan- The current pandemic has already forced several organizations to fire their staff. Things might worsen if the economy fails to bounce back anytime soon. In such a challenging situation, it is next to impossible to get the medical help that included hospitalization as you wouldn't be able to access your employer-provided health insurance plan.<br />
	Looking at the tough situation, getting a comprehensive Covid-19 + COVID Health Insurance for yourself and your loved ones are advisable. The financial burden can be proved risky for your savings or push you into debt. This all might be simply because the employer-provided insurance cover isn't enough to cover your medical expenses and your add-ons might be gone if you lose the job.</li>
	<li>Diversify your portfolio investments to mitigate the risks- Almost all the investment avenues have been majorly impacted due to covid19. Market volatility has resulted in a drastic fall in profits and deposit rates. An extreme slowdown has been felt by the realty sector also. Furthermore, gold investments have earned commendable returns. The lesson learned is to spread your savings and expenditures across various sectors without putting all eggs in one basket to minimize the risk.<br />
	Another important lesson is to align the investment as per your risk-taking ability, financial goals, and liquidity needs. Avoid chasing unrealistic return targets. You shouldn't discontinue a significant investment without thinking about it deeply.<br />
	It would be a wise decision if you consulted a financial advisor.</li>
	<li>Prepare your will within a stipulated period and also complete your nominations- It is quite common that people delay in making their will and completing their nominations formality. Due to which they pass away suddenly in panic situations, including the current pandemic, the family members need to struggle for years to claim the inheritance.<br />
	If the will isn't prepared on time, it would only add to personal sorrow. If the situation worsens, family disputes might turn out to legal conflicts that mightn't get resolved quickly. The lesson is don't delay your nomination formalities related to your investment, insurance covers, or retirement plans so that your heirs don't stress your absence.</li>
	<li>Stay disciplined- The worst part of losing money is investing it all or having no savings. The pandemic has taught the importance of mitigating the risk before taking the plunge. Thus investors need to understand the importance of <a href="https://www.bhartiaxa.com/savings-plans/difference-between-savings-and-investment-plans" target="_blank" title="saving and investing">saving and investing</a> wisely.</li>
</ul>

<p>The crisis hasn't left any sector untouched, including finances. The majority of the investors are in a dilemma that what went wrong and what can be done ahead to get the economy back on track. While it is good to believe that economy will bounce back soon, one must also keep in mind the lessons taught by the current pandemic concerning finances. In addition to investments, one must keep their health in mind and take some measures like Covid-19 + COVID Health Insurance to avoid running out of cash in the pandemic. The best part about learning these lessons is you are well prepared in handling finances.</p>
</div>
</section>


<p>It is nothing surprising to see the world grappling with unforeseen events caused to the novel coronavirus. The disruption caused by this virus will have an indelible mark in the history of humanity, economics, and healthcare. Amid the tough times, the experts have concluded that even the blue-chip organizations can become weak, one can become poor by losing money overnight, and the debts can turn into a nightmare.</p>


Best Insurance Policy

Valuable Investment Lessons from the Coronavirus Crisis | Bharti AXA Life

Understand how investing in a Health Insurance can protect you from unforeseen event such as Coronavirus crisis. Here are the Investment lessons you should consider in crisis.

types of investment, investment options in india, investment plans for health, health plans, covid 19 insurance, covid 19 insurance investment

Valuable Investment Lessons from the Coronavirus Crisis

<section class="blog">
<div class="blog-content">
<p>Have you been spending most of your times choosing the <a href="/be-smart/investments/extraordinary-types-of-investment-in-india-to-save-your-earnings" target="_blank" title="best investment plan">best investment plan</a> for yourself and family? When it comes to choosing the best investment plan in the market we understand that the task can be quite challenging at times as there are so many investment plans available in the market. If you are having a hard time to find the <a href="https://www.bhartiaxa.com/be-smart/investments/6-short-term-investment-plan-for-3-years-in-India" target="_blank" title="best investment">best investment</a> for you then you should spend some of your time reading this blog. This blog will tell its readers about some of the most important things to consider before you finally choose your investment plan such as term insurance.</p>
</div>
</section>

<section class="blog">
<div class="blog-content">
<h2>Why is it important to choose term insurance very carefully?</h2>

<p>There is no hiding to the fact that term insurance is a huge investment to make and it is not something which you can change now and then. Along with this if one will not choose the <a href="/investment-plans">investment plan</a> properly then he/she can suffer from great financial losses as well.</p>

<h2>Consider these things before you choose your investment plan-</h2>

<p>If you want to find the best term insurance plan for yourself, then keep the following things in mind and we guarantee that by following these tips you will be able to find the best plan.</p>

<h2>You should know about your needs and goals</h2>

<p>The first and foremost thing you should consider while choosing the best <strong>investment</strong> plan is to review your goals and needs. Once a person has a clear idea that what he/she expects from the plan then it becomes very easy to look for the same. The professionals working as a salesman in term insurance companies, etc always recommend that if people are clear about their needs and goals then they don't find it hard to choose the right plan.</p>

<h2>For how long can you invest in the plan?</h2>

<p>Did you know that the investment plans are available in the market with different time frames and it all depends on the person that for how long he/she is willing to invest in the plan? There are plans in which one has to invest for a few months/ years and then soon become eligible to draw the money with benefits. On the other hand, there are many long term investments in which one does not need to money back in the nearing years.</p>

<h2>You should have an investment plan of yours</h2>

<p>Now that you have made up your mind to invest in a <a href="/term-insurance">term insurance plan</a>, then we would suggest that before you start to look for the best plans for yourself, you should consider planning an investment plan of your own. This is necessary so that you can understand what your expectations and budgets are and then accordingly look for such an investment.<br />
Readers should not forget to calculate the amount of risk you are prepared to face at a time if any. If you are finding it hard to think of your investment plan then you can ask for help from the experts.</p>

<h2>Always explore different options</h2>

<p>Another very important thing to always keep in mind while searching for the best investment plan is that you should never settle with the very first option you come across. This is because it is always better to explore 2-3 options so that you can know what the best benefits are and then settle with the best of all.</p>

<h2>Diversify</h2>

<p>Are you planning to invest just to get more money in return, then don't hesitate from exploring all the diverse investment plan options. We advise that people should get in touch with different investment companies to understand the set of benefits and risks associated with the same property.</p>

<h2>Decide how hands-on-to-be</h2>

<p>There is no denying to the fact that one can earn great benefits from investing in term insurance. Therefore, it is you who has to decide how hands-on you want to be for the investments you make. If you have an idea about the individual shares then you should try investing in the same for great returns.</p>

<p>On the other hand, if you do not have a huge capital to invest and not that much time as well then you should search for term <a href="https://www.bhartiaxa.com/online-insurance-plans" target="_blank" title="insurance plans">insurance plans</a> which required low budget and don't demand much of your time on regular basis.</p>

<h2>Keep a tab on the charges</h2>

<p>By keeping a constant check o the charges, we mean to say is one should always keep a check about the latest rate prevalent in the share market. This is necessary because by this way you will not be able to keep a close eye on your current investments and future returns but also have proper insights so that you can invest wisely in the upcoming plans.</p>

<h2>Ask your friends, family and colleagues for recommendations</h2>

<p>If you are pretty much determined to invest in good <strong>term insurance</strong>, then we would recommend that you should ask for recommendations from your friends, family and colleagues who you know have just made an investment or have good knowledge about the same.</p>

<h2>Research in detail on the internet</h2>

<p>In today's date, everything is available on the internet. Therefore, we always advise our reader to search for the policy details on the internet so that you can know about the detailed risks and benefits associated with the investments you are planning to make.</p>

<h2>Check the insurance company's website</h2>

<p>Before you make the final decision of <a href="https://bhartiaxa.com/be-smart/term/term-insurance-an-investment-or-expense" target="_blank" title="investment in the term insurance">investment in the term insurance</a>, it is always better to check the insurance's company's website so that you can know more about the insurance company.</p>

<h2>Read the insurance form properly</h2>

<p>Every insurance firm requires a person to fill the insurance form. Before you fill the same, make sure you have read all the rules and policies in detail.</p>

<h2>Always fill in the correct information in the insurance form</h2>

<p>There are times when people in hurry end up filling incomplete or wrong information in the term insurance form. This has a very bad effect when you will go to file the claim as it will be rejected because the information you have filled was incorrect or incomplete.</p>

<h2>Consult the experts before you finally do the investment</h2>

<p>Last but not the least, before you invest in the term insurance plan don't forget to get in touch with an investment expert who can study your financial status, expectations and needs so that you can get the best of&nbsp;<strong>investment</strong>&nbsp;plans to choose.</p>

<h2>Do not keep any questions in your mind</h2>

<p>If you have any question or doubt regarding the&nbsp;<strong>term insurance</strong>&nbsp;you are planning to opt then it is better to always ask the same freedom from your insurance agent so that there are no chances of future regrets.</p>

<p>Now that our readers have read the above-mentioned things in complete detail we are pretty sure that our readers will be able to find the best&nbsp;<strong>investment</strong>&nbsp;plan for themselves. If our readers have any specific questions regarding the same then they can drop their queries in the comment section given below. Our investment experts will try to get back to you as soon as possible.</p>
</div>
</section>


<p>Have you been spending most of your times choosing the best investment plan for yourself and family? When it comes to choosing the best investment plan in the market we understand that the task can be quite challenging at times as there are so many investment plans available in the market. If you are having a hard time to find the best&nbsp;<strong>investment</strong>&nbsp;for you then you should spend some of your time reading this blog.</p>


Types of Investment Plans

How to Choose the Best Investment Plan | Bharti AXA Life

To select the investment plan that will work for you, check out this article and opt for the best Investment plan online in India offered by Bharti AXA Life Insurance.

types of investment, investment options in india, investment plans

How to Choose the Best Investment Plan

View All

 Download Brochure

Policy Bond

Life Insurance

Investment Plans

eFuture Invest

Tax Saving Investment Options | Online Investment Plan | Bharti AXA Life

A unit-linked, online investment plan that offers you both good returns, an added life cover and a death benefit Policy. The best investment plan to save tax.

<table>
	<tbody>
		<tr>
			<td width="243"><strong>Parameter</strong></td>
			<td width="243"><strong>Eligibility</strong></td>
		</tr>
		<tr>
			<td width="243">Minimum age at entry</td>
			<td width="243">18 years (age last birthday)</td>
		</tr>
		<tr>
			<td width="243">Maximum age at entry</td>
			<td width="243">60 years (age last birthday)</td>
		</tr>
		<tr>
			<td width="243">Maximum age at Maturity</td>
			<td width="243">70 years (age last birthday)</td>
		</tr>
		<tr>
			<td width="243">Premium modes</td>
			<td width="243">Yearly, Half-yearly, Quarterly* and Monthly*.</td>
		</tr>
		<tr>
			<td width="243">Minimum Premium</td>
			<td width="243"><br />
			Premium Payment Term: 5 years<br />
			Annual –&nbsp;₹&nbsp;18,000<br />
			Semi Annual –&nbsp;₹ 9,000<br />
			Quarterly –&nbsp;₹&nbsp;4,500<br />
			Monthly –&nbsp;₹ 1,500<br />
			Premium payment term: Single Pay&nbsp;₹&nbsp;25000 &nbsp;</td>
		</tr>
		<tr>
			<td width="243">Maximum Premium</td>
			<td width="243">₹ 1,00,00,000 for 5 pay<br />
			₹&nbsp;8,00,00,000 for Single pay</td>
		</tr>
		<tr>
			<td width="243">Policy benefit period</td>
			<td width="243">10 years</td>
		</tr>
		<tr>
			<td width="243">Premium payment term</td>
			<td width="243">Single Pay and 5 years</td>
		</tr>
	</tbody>
</table>

<p>* Payment only through ECS</p>


Who Can Buy?

<h5>An Affordable Online Plan</h5>

<p>Buy the plan at a convenience of a click. Moreover, as this is an online plan, there are no commissions payable and hence the policy charges such as Mortality charges, Policy administration charges, Fund management charges are lower.</p>

<h5>Zero Allocation Charges</h5>

<p>With this plan, you are not charged any premium allocation charge. *In this policy there are no allocation charges, however, other charges such as mortality, fund management, etc. are applicable.</p>

<h5>Fixed Policy Term</h5>

<p>The Policy Term under this product is of 10 years.</p>

<h5>Limited Premium Paymen</h5>

<p>You have an option to choose from two premium payment terms:</p>

<ul>
	<li>Single pay</li>
	<li>5 years</li>
</ul>

<h3>Life Insurance Benefit</h3>

<h5>Death Benefit</h5>

<p>In case of unfortunate event of death of the Life Insured during the Policy Term, the following benefits will be payable to the Claimant, subject to Policy being in force. The death benefit will be the higher of</p>

<ul>
	<li>Sum Assured (net of partial withdrawals, made 12 months prior to death of the Life Insured)</li>
	<li>105% of all premiums paid as on date of death. (excluding underwriting extra)</li>
	<li>Policy Fund Value as on the date of death of the Life Insured.</li>
</ul>

<p>Sum Assured will be calculated as per table below:</p>

<table>
	<thead>
		<tr>
			<th colspan="2" width="623">Premium Payment Term:&nbsp; Single Pay</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<td width="150">&lt;Sum Assured</td>
			<td width="312">125% of Single Premium</td>
		</tr>
	</tbody>
</table>

<table>
	<thead>
		<tr>
			<th colspan="2" width="623">Premium Payment Term: 5 Years</th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<td width="150">Sum Assured</td>
			<td width="312">Higher of &nbsp;10 times Annualized Premium&lt; &nbsp;Or (0.5* Policy Term* Annualized Premium)</td>
		</tr>
	</tbody>
</table>

<p>In case of the death of the Life Insured during the grace period allowed for payment of due premium, the Death Benefit less the outstanding charges shall be payable.</p>

<h5>Fund Options</h5>

<p>You have option to invest through multiple fund options available with us and can choose from an array of 6 funds.</p>

<h5>Extendable Investment Period (Settlement Period)</h5>

<p>Take advantage of staying invested in the funds for an extended period of 5 years after maturity.</p>

<h5>Liquidity Benefit with Partial Withdrawal</h5>

<p>You have the option to avail the Partial withdrawal facility from your policy fund value, after your policy has completed 5 Policy years provided all premium are paid to date.</p>

<h5>Tax benefits</h5>

<p>For premiums paid as well as benefits received, as per the prevailing Tax laws.<br />
$Tax benefits are as per the Income Tax Act, 1961, and are subject to any amendments made thereto from time to time.</p>


View Details

<h5><a href="https://buyonline.bharti-axalife.com/uirevamp/efuture-invest/premiumas/calculatepremiumefi">Calculate Your Premium</a></h5>

<h5>Simply fill in a few of your details and let us help calculate a specific premium rate for you.</h5>


Calculate Premium

Ask an Advisor

<p>In this policy, the investment risk in investment portfolio is borne by the policyholder.</p>

<p>A unit-linked, online&nbsp;<a href="/investment-plans">investment plan</a>&nbsp;that offers you both good returns and an added life cover. To get the most of this income tax-saving investment, all you must do is choose between a single premium or a premium payment term of 5 years while you reap the benefits for 10.</p>


<ul>
	<li>An affordable <a href="https://www.bhartiaxa.com/be-smart/investments/best-investment-plan-with-high-return" target="_blank" title="online Investment Plan">online Investment Plan</a>.</li>
	<li>Choose between two premium payment terms</li>
	<li>Flexibilty of Partial withdrawal</li>
	<li>Zero allocation charges</li>
	<li>Tax Benefits</li>
</ul>


Bharti AXA Life eFuture Invest

(UIN:130L063V02)
(ADVT NO:II-Dec-2019-2017)

4 Reasons to Buy

Plan Details

How it works?

Let’s take a look at this case study

Sad Demise

Parameter	Eligibility
Minimum age at entry	18 years (age last birthday)
Maximum age at entry	60 years (age last birthday)
Maximum age at Maturity	70 years (age last birthday)
Premium modes	Yearly, Half-yearly, Quarterly* and Monthly*.
Minimum Premium	Premium Payment Term: 5 years Annual – ₹ 18,000 Semi Annual – ₹ 9,000 Quarterly – ₹ 4,500 Monthly – ₹ 1,500 Premium payment term: Single Pay ₹ 25000
Maximum Premium	₹ 1,00,00,000 for 5 pay ₹ 8,00,00,000 for Single pay
Policy benefit period	10 years
Premium payment term	Single Pay and 5 years