4 Reasons to Buy
- Offers cover for 13 critical illnesses. The 13 critical illnesses are split into 3 groups- Group A, Group B and Group C.
- Can make up to 3 Claims during the Policy Term. After the first Claim, which falls under one of the groups, you will still be eligible for a second and third Claim from the other two remaining groups.
- Reduces your burden by waiving off future Premiums after the 1st Claim is made. We will pay all the future premiums on your behalf and keep your Policy cover in force until Maturity.
- You get 100% Sum Assured for each Claim. After the first Claim, you will receive 100% of the Sum Assured for the other two Claims provided the event is not included in the same group. This is subject to a no benefit period of 365 days between each Claim.
How it works?
Let’s take a look at this case study
30 year old Ashok chooses our Bharti AXA Life Triple Health Insurance Plan for a Sum Assured of ₹ 5,00,000 with a policy term of 15 years.
Starts paying an annual premium of ₹ 2,440*
1ST POLICY YEAR
First claim Cancer of Specified Severity (Group C) is made and ₹ 5,00,000 is paid and all future premiums are waved off
3RD POLICY YEAR
Second claim Coma of Specified Severity (Group B) is made. ₹ 5,00,000 is paid
6TH POLICY YEAR
Third claim Stroke Resulting in Permanent Symptoms (Group A) is made. ₹ 5,00,000 is paid
10TH POLICY YEAR
Summary - Total critical illness benefit received
₹ 15 lakhs
*Exclusive of taxes
|Minimum age at entry||18 years|
|Maximum age at entry||65 years|
|Maximum age at Maturity||80 years|