Bharti AXA Life Hospi Cash Benefit Rider

(ADVT NO:II-Jul-2022-4082)

A health insurance rider that offers you a fixed amount benefit for each day of hospitalisation. It also offers a fixed amount benefit if you are admitted in an Intensive Unit Care or a lump sum benefit in case of surgery

4 Reasons to Buy

  • Offers daily hospitalisation benefit (DHCB). It is a fixed per day benefit paid to the policyholder for each day of hospitalisation, if the hospitalisation is for a minimum periods of 48 hours while the policy is in force.
  • Includes lump sum pay-out as Intensive Care Unit benefit and Surgical Hospitalisation benefit. ICU Benefit is a fixed per day benefit equal to the DHCB amount, Surgical Benefit is 5 times DHCB and 20 times DHCB for minor and major surgeries respectively
  • Easy affordable Premiums. Convenient and affordable to buy.
  • Enjoy Tax benefits on Rider Premium as well as on base plan. Eligible under Section 80D of the Income Tax Act 1961. The Tax benefits are subject to change from time to time.
Eligibility Parameters

Minimum Age at Entry

91 days (age last birthday)

Maximum Age at Entry

65 years (age last birthday)

Maximum Maturity Age

85 years

Policy Term

Fixed: 5, 7, 10, 15 & 20 years
To Age: 75 years

Premium Payment Frequency

Annual, Semi-Annual, Quaterly and Monthly*

Premium Payment Term

Regular Premium

Maturity Benefit

No Maturity Benefit is payable

Death Benefit

No Death Benefit is payable

No Claim Bonus

Not Available


Guaranteed Renewal till the end of Premium payment Term of the base policy-No medicals at the time of renewal.

*Through ECS only