Bharti AXA Life
Secure Income Plan

Bharti AXA Life Secure Income Plan

(UIN: 130N056V05)(ADVT No. II-Jun-2022-4043)
A Non-Linked Non-Participating Individual Life Insurance Savings Plan


Why You Should Choose Bharti AXA Life Secure Income Pan?

With Bharti AXA Life Secure Income Plan, you can fulfil your loved ones’ desires by providing them with guaranteed monthly income along with protection in case of an unfortunate event. This plan provides you a second source of monthly income that enables you to fulfil those long pending wishes. Even in an adverse situation, if something unfortunate were to happen to you, you can ensure that your family maintains their lifestyle.

  • Guaranteed Monthly Income

    Limited pay guaranteed income plan. You start receiving guaranteed tax-free^ income after the completion of the Premium payment term, until Maturity, provided the policy is in force and all due Premiums have been paid.

  • Maturity Benefit

    Guaranteed benefit at Maturity. You get Sum Assured plus Guaranteed Additions.

  • Tax Benefits

    Enjoy Tax benefits on the Premiums paid and pay-out benefits received. The Tax benefits fall under Section 80C and Section 10 (10D) respectively, of the Income Tax Act, 1961. They are subject to change as per changes in tax laws from time to time.

  • Life Insurance Cover

    Life insurance covers is also available with this plan.

Key Benefits

Guaranteed Monthly Income

Maturity Benefit

Life Insurance Cover

Tax Benefits^

How Does the Plan Work?


Let’s take a look at this case study


30-year-old Gaurav chooses our Bharti AXA Life Secure Income Plan with a policy term of 20 years as he wishes to receive a guaranteed monthly income along with a guaranteed amount at maturity. He pays an annual premium of ₹ 50,000 for 10 years for a Sum Assured of ₹ 3,11,061.


  • Starts paying an annual premium of ₹ 50,000

    1st Policy Year

  • Finishes paying an annual premium

    10th Policy Year

  • He starts to receive an annual income of ₹ 24,885

    11th Policy Year

  • He continues to receive an annual income of ₹ 24,885 till the 20th year

    20th Policy Year

  • He receives a guaranteed maturity amount of ₹ 6,22,122

    End of 20th Policy Year


Sad Demise

In case of Gaurav’s demise, his family will receive a total death benefit of ₹ 6,50,000

Make your plan with ease

Choose Policy Term

Select a policy term as per your needs.

15 Years

  • Minimum age at entry: 3 years
  • Maximum age at entry: 65 years

17 Years

20 Years

15 Years

  • Minimum age at entry: 3 years
  • Maximum age at entry: 65 years

17 Years

  • Minimum age at entry: 1 year
  • Maximum age at entry: 63 years

20 Years

  • Minimum age at entry: 0 year
  • Maximum age at entry: 60 years

Now, add a rider

You may enhance your protection under this Plan by opting for the following rider(s).
However, please note that riders are not mandatory and are available at an additional cost.

Bharti AXA Life Hospi Cash Rider (UIN:130B007V04):

This rider allows payment of a fixed benefit for each day of hospitalization and also provides lump sum benefit in case of surgery.

Bharti AXA Life Premium Waiver rider (UIN: 130B005V04):

100% of all future premiums under the base policy are waived and paid by the company on the death & total permanent disability or critical illness of Proposer, depending on the chosen option.

Bharti AXA Life Term Rider (UIN: 130B009V02):

Under the this rider, the policyholder can increase the life insurance coverage for a nominal premium.

Please refer to the rider brochure for complete details on terms and conditions and exclusions before opting for the rider. Riders are optional and are available at an extra cost.


Your Questions Answered

How can a saving plan help me?

Most people save to invest and expand their money, whereas others save for a rainy day. The risk of fluctuating fund values is always there with market-linked funds. A saving plan is the ideal combination of life insurance and investing. Furthermore, because traditional life insurance plans are not connected to the market, you can save important goals without worrying about market volatility.


Some saving plans also allow you to take out a loan against your policy and make partial withdrawals. These saving plans provide regular payouts that act as a cash infusion just when you need it. For example, you may invest and let your money grow with Bharti AXA Life's Life Insurance saving plan while still having the peace of mind that comes with full life coverage.


When is the right time to begin a saving plan?

When you think of investing in financial products, the sooner you get started, the better. The power of compounding assures that even if you invest small amounts over a longer period, your returns will significantly exceed your expectations. In addition, if you start investing early, you will give your money plenty of opportunities to compound interest.

What will be the difference if I take the policy from an aggregator?

There is no difference. Web aggregators just advertise the benefits of Bharti AXA Life products on their website. All applications for purchasing the policy are directly routed to the Bharti AXA Life website. A customer cannot directly purchase the policy from an aggregator.

Insurance Jargon Explained

Sum Assured

Sum assured is the amount that an insurer agrees to pay on the occurrence of a stated contingency (eg: Death).

Maturity Benefit

It is the amount which the insurance company pays to the policy holder on the completion of the Policy Term, if the Life Insured has survived the entire duration of the Policy. This amount includes the guaranteed sum of money called as Sum Assured on Maturity and also the Accrued Bonuses, if applicable.


The amount of protection provided to the Policyholder on the basis of premium amount and the terms of the policy.


A provision attached to a policy that adds benefits not available in the original policy or that changes the original policy.

Riders help the Policyholder in enhancing the insurance product to meet specific needs by adding protection benefits to the basic Insurance Plan at a lower additional cost. For example, Bharti AXA Life Hospi cash rider provides fixed per day cash benefit to the Policyholder for each day of hospitalisation, thus providing benefits of a health plan along with base Life Insurance plan.

^Tax benefits are as per the current tax laws that are subject to change from time to time.