Bharti AXA Life Aajeevan Sampatti+

(ADVT NO:II-Dec-2019-2012)

savings plan that offers dual benefits of guaranteed annual pay-outs with life cover up to age 100. You can also enjoy additional(non-guaranteed) cash bonuses till Maturity.

4 Reasons to Buy

  • Whole Life Cover Plan : The product offers the choice of 3 premium payment terms of 7 years, 10 years and 15 years with life cover upto age 85 and 100 years as Policy Term
  • Guaranteed Annual Payouts : Receive Guaranteed Annual Payouts equal to 5.5% or 6% of the Sum Assured (depending upon the policy term chosen) from 10th Policy year onwards, until maturity or death whichever is earlier, provided the policy is in force.
  • Maturity Benefit along with Cash Bonuses : The product also offers non-guaranteed cash bonuses and is paid out every year starting from the 6th Policy year until maturity or death whichever is earlier. At the time of Maturity, receive 100% of the Sum Assured as Maturity Benefit provided the policy is in force.
  • Tax benefits : You can avail the tax benefits on the premiums paid and the benefits received subject to the prevailing provisions under Income Tax Act, 1961. The tax benefits are subject to change as per change in Tax laws from time to time.

Plan Details

How it works?

Let’s take a look at this case study

30 year old Rahul chooses our Bharti AXA Life Aajeevan Sampatti+ for a Sum Assured of Rs. 5,00,000 with a coverage till he turns 100 years of age. He pays an annual premium of Rs 107,310 p.a (exclusive of taxes) for 10 years.

  • Starts paying an annual premium of  ₹ 1,07,310


  • Non-guaranteed cash bonuses are paid until maturity or death


  • Finishes paying annual premium


  • Guaranteed annual payouts of  ₹ 27,500 begins


  • If Rahul survives until the age of 100, he will receive a maturity amount of ₹ 5,00,000


* The gross rate of return shown above is the return earned on the participating fund of the company and is not guaranteed.

Needs met:
  • The regular payouts of this Policy help Rahul preserve his other savings, ensuring his funds are used as intended.
Sad Demise
  • The Life Insurance benefit of the Policy ensures that if something unfortunate were to happen to Rahul before the Policy matures, his family will receive Rs 11,80,410 as Life Insurance benefit.
Bharti AXA Life Guaranteed Wealth Pro
Invest Rs. 5,000#/Month for 10 years | Get Rs. 14,39,732^
Parameter Eligibility Criteria
Minimum age at entry 
(age last birthday)
91 days
Maximum age at entry 
(age last birthday)
60 years for ‘To age 100’ policy term
50 years for ‘To age 85’ policy term
Maximum Age at Maturity entry 
(age last birthday)
100 or 85 years depending on the policy term chosen
Premium Payment Term 7 years, 10 years & 15 years
Minimum Sum Assured (Rs.) Rs 50,000
Maximum Sum Assured Rs.) No Limit, subject to underwriting
Minimum Premium (Rs.) Will depend on the minimum Sum Assured on Maturity
Premium Payment Modes Annual, semi- annual, quarterly* & monthly*

*Through auto pay only

#For 30 Year Old Male, Endowment Plan Option, online purchase of policy excluding underwriting extra premium & GST. ^As lumpsum payout at the end of 20th year.