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Bharti AXA Life Super Series

(UIN: 130N066V04) (ADVT No. II-Oct-2021-3289)
A Non-linked Non-Participating Individual Life Insurance Savings Plan

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Why Bharti AXA Life Super Series is the right choice for you

Bharti AXA Life Super Series provides you guaranteed income which increases every year through-out the payout period and guaranteed periodic lump sums at the start and end of the payout period to fulfil your family's goals.

  • Range of Investment Duration and Returns

    Option to choose from Super 6, Super 7 or Super 10 series.

  • Guaranteed Money Back Benefits

    You get Guaranteed Cash Payouts every year from the end of Premium Payment Term till Maturity of the Policy (provided all due premiums are paid and the policy is in force) or death, whichever is earlier.

  • Maturity Benefit

    On Maturity date, ‘Sum Assured on Maturity’ will be paid to you. This is subject to policy being in-force at the time of Maturity.

  • Guaranteed Maturity Addition

    A guaranteed maturity addition of 30% of the ‘Sum Assured on Maturity’ will also be paid as a reward for staying invested in the Policy for the entire Policy term.

  • Basic Life Insurance Cover

    Get higher of ‘Sum Assured on Maturity’ or 11 times the base annualized premium for Super 6 Option, 12 times the base annualized premium for Super 7 Option and 15 times the base annualized premium for Super 10 Option as the benefit available on death of the Life Insured.

  • Tax Benefits

    You may be eligible for the tax benefits on the premiums paid and on the benefits received subject to the prevailing tax laws. The tax benefits are subject to change as per change in Tax laws from time to time.

Key Benefits

Guaranteed Money Back*

Maturity Benefit

Guaranteed Maturity Addition*

Death Benefit

Tax Benefits

What Our Customers Say

Website journey was very simple and user friendly, Adviser has advised very nicely in simple manner. Advise to purchase a dual benefit plan(Shinnin...

Sunayana Verma

Mumbai | May 10, 2021

It has been a wonderful 14 years journey with Bharti AXA Life till now with full of extra-ordinary learning and growth opportunities along with som...

Kamleshwar Prasad

Jun 28, 2021

How Does the Plan Exactly Work?

Bharti AXA Life Super Series is a non-linked non-participating individual life insurance savings plan. You get Guaranteed Money Back and Guaranteed Maturity Benefit under this plan, by paying premiums only for a Limited Period.

 

The product working is as follows for Super 6 option :

 

Endowment Plan Option Graph

 

For the Super 6 Option :

 

End of Policy Year

Percentage of ‘Sum Assured on Maturity’

6

50%

7

12%

8

15%

9

18%

10

21%

11

24%

 

You Gain at Every Stage

Tax Relief

You may be eligible for the tax benefits on the premiums paid as well as the benefits received, as per the prevailing tax laws. To be noted that tax benefits are subject to change as per change in tax laws from time to time.

Maturity Benefit

On Maturity Date, ‘Sum Assured on Maturity’ will be paid to the Policyholder, subject to the Policy being in force. In case of the life insured being a minor at the time of policy issuance, the ownership of the policy will vest in the life insured on attainment of age 18 years, age last birthday.

Death Cover

In the event of death of the life insured during the policy term, subject to policy being in force, the death benefit payable shall be equal to sum assured on death.

 

The Sum Assured on Death shall be higher of the following :

 

  • 11 times Annualized Premium* for Super 6 Option, 12 times Annualized Premium* for Super 7 and 15 times Annualized Premium* for Super 10 Option.
  • 105% of all premiums paid as on date of death (excluding any underwriting extra).
  • ‘Sum Assured on Maturity.’

 

*Annualized Premium does not include taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.

Make your plan with ease

Pick a plan option

Choose one of the options, as per your financial goals.

Super 6 Option

The Sum Assured on Death 11 times Annualized Premium*

Super 7 Option

The Sum Assured on Death 12 times Annualized Premium*

Super 10 Option

The Sum Assured on Death 15 times Annualized Premium*

Super 6 Option

The Sum Assured on Death 11 times Annualized Premium*

Under the Super 6 option you need to pay premiums for 6 years. The duration of Guaranteed Money Back Benefits will also be 6 years.

*Annualized Premium does not include taxes, rider premiums, underwriting extra premiums, and loadings for modal premiums, if any.

Super 7 Option

The Sum Assured on Death 12 times Annualized Premium*

Under the Super 7 option you need to pay premiums for 7 years. The duration of Guaranteed Money Back Benefits will be 13 years.

*Annualized Premium does not include taxes, rider premiums, underwriting extra premiums, and loadings for modal premiums, if any.

Super 10 Option

The Sum Assured on Death 15 times Annualized Premium*

Under the Super 10 option you need to pay premiums for 6 years. The duration of Guaranteed Money Back Benefits will also be 10 years.

*Annualized Premium does not include taxes, rider premiums, underwriting extra premiums, and loadings for modal premiums, if any.

Under the Super 6 option you need to pay premiums for 6 years. The duration of Guaranteed Money Back Benefits will also be 6 years.

*Annualized Premium does not include taxes, rider premiums, underwriting extra premiums, and loadings for modal premiums, if any.

Now, add a Rider

The Bharti AXA Life Super Series makes you feel good about life insurance. The plan offers you the provision to buy additional peace of mind. Please note that riders are not mandatory and available at an additional cost.

Bharti AXA Life Hospi Cash Rider (UIN: 130B007V04):

This rider allows payment of a fixed benefit for each day of hospitalization and also provides lump sum benefit in case of surgery.

Bharti AXA Life Premium Waiver Rider (UIN: 130B005V04):

Under this rider in case of the unfortunate event of death, Total Permanent Disability or critical illness (in case of Policyholder) and Critical Illness (in case of Life Insured) the future premiums are waived off and the benefits under the policy will continue.

Bharti AXA Life Term Rider (UIN 130B009V02):

Under this rider the policyholder can increase the life insurance coverage for a nominal premium.

Bharti AXA Life Accidental Death Benefit Rider (UIN 130B008V02):

Receive additional sum assured as chosen under the rider in case of unfortunate event of death due to an accident.

Bharti AXA Life Accidental Total and Permanent Disability Rider (130B010V01):

Under this rider, an amount equal to the Rider Sum Assured shall be payable in case of Total and Permanent Disability of the Life Insured within 120 days from the occurrence of an accident (and independent of all other causes).

Your Questions Answered

How do I know my ideal Sum Assured?

The ideal income for your chosen Sum Assured is shown in the premium box. Depending on your income status you can either increase or decrease your Sum Assured.

What will be the difference if I take the policy from an aggregator?

Web aggregators just advertise the benefits of Bharti AXA Life Super Series product on their website. All applications for purchasing the policy are directly routed to the Bharti AXA Life website. A customer cannot directly purchase the policy from an aggregator.

I do not have my policy details readily available with me either for Bharti AXA or for any other Insurance Company.

We suggest you save the data entered till now & collect the information requested for completing this information. Any non-disclosure can have a direct impact on your application.

What Bharti AXA stands for

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Insurance Jargon Explained

Sum Assured

Sum assured is the amount that an insurer agrees to pay on the occurrence of a stated contingency (eg: Death).

Maturity Benefit

It is the amount which the insurance company pays to the policy holder on the completion of the Policy Term, if the Life Insured has survived the entire duration of the Policy. This amount includes the guaranteed sum of money called as Sum Assured on Maturity and also the Accrued Bonuses, if applicable.

Coverage

The amount of protection provided to the Policyholder on the basis of premium amount and the terms of the policy.

Rider

A provision attached to a policy that adds benefits not available in the original policy or that changes the original policy.

---Riders help the Policyholder in enhancing the insurance product to meet specific needs by adding protection benefits to the basic Insurance Plan at a lower additional cost. For example, Bharti AXA Life Hospi cash rider provides fixed per day cash benefit to the Policyholder for each day of hospitalisation, thus providing benefits of a health plan along with base Life Insurance plan.