Bharti AXA Life Dhan Varsha

Plan Details

How it works?

Let’s take a look at this case study

Aditya is a healthy 30 year old. He is working with an MNC and has recently got married. He is looking at investing in a life insurance product because he wants a plan that will not only help him build his assets but will also help in providing protection to his wife and in time his family, in case something unfortunate were to happen to him.

He purchases a policy of Bharti AXA Life Dhan Varsha, and selects a Policy Term of 25 years. He chooses to pay an annual premium of Rs. 100,000 for a Premium Payment Term of 15 years. His Sum Assured under the plan is Rs. 1,085,069

• He chooses to pay an annual premium of ₹ 100,000 for a PPT of 15 years.

  1^ST POLICY YEAR

• He starts receiving Non-Guaranteed Cash Bonuses from the end of the 7th year which would be ₹ 5,425 p.a. at 4%^#or ₹ 50,456 p.a. at 8%^#.

  7^TH POLICY YEAR

• He receives Guaranteed* Survival Benefits of ₹ 65,104 p.a.from the end of the 10th year.

  10^TH POLICY YEAR

• He finishes paying the premiums.

  15^TH POLICY YEAR

• He receives the Sum Assured on Maturity of ₹ 1,085,069

  25^TH POLICY YEAR

Disclaimer: # 4% and 8% rates are used only for illustration purposes and are not guaranteed. The values represented with 4% & 8% are not the upper or lower limits of what one can expect from this policy, as it is dependent on number of factors including investment performance

Sad Demise

In case of unfortunate event of Death, Death benefit paid out will be the higher of Sum Assured on Death or 105% of Premiums paid till date of Death.