Why Should You Invest in 1 Crore Life Insurance?

Why Should You Invest in 1 Crore Life Insurance?

Each one of us has some financial goals that we wish to achieve over time but you might not be aware of the ways by which you can achieve your financial goals. The first goal you should achieve is of getting the financial security for life that is possible through a life insurance plan. You have the option to invest in one crore life insurance to achieve your financial goals.

If you don’t know what the “1 crore ka life insurance” policy is, don’t worry, we will tell you about it. Let’s begin.

About 1 crore life insurance

1 crore life insurance policy is one of the types of life insurance plan that guarantees an assured sum to beneficiaries, as per the terms and conditions specified in the policy document and at the time of the policyholder’s death. One crore life insurance policy is affordable for most people and ideal to offer financial security to your loved ones. Have a look at other reasons that will surely convince you to invest in 1 crore life insurance.

Reasons to invest in 1 Crore Life Insurance Policy



A 1 crore life insurance plan is economical for most families as they are cheap and provide full life cover. This insurance plan has no savings component and has affordable premiums.

Fixed premiums

This plan offers a fixed premium no matter what is the duration of your policy.


The 1 crore life insurance policy is convenient and accessible for everyone. You can access this insurance policy and protect your family against life uncertainties. You can opt for this plan if your age is between 25-35 years and you earn between Rs 5 Lakh and Rs 10 Lakh per annum.

Additional cover

For additional benefits, opt for a one crore life insurance policy. The policy offers additional coverage if you can pay higher premiums in the future. You can, for instance, increase your sum assured with an increase in premiums at the time of marriage or being parents.


You also get the riders’ option with a 1 crore life insurance policy. Above Rs 1 crore cover, you also get the option to enhance your term plan with policies such as critical illness plan, accidental death benefits, etc. This implies that you can get your sum assured if you are diagnosed with some critical illness or meet some accident in the future. However, riders are not mandatory and are available at additional cost.

Other Benefits

To sell plans to maximum people, insurers also provide many attractive benefits such as discounts or low premiums to special category individuals. So, you can opt for the policy in case you want to avail those benefits.


One crore life insurance policy is affordable, accessible, and has large cover therefore you should invest in this policy. It is the best way to protect your family against unpredictable circumstances. The plan has very low premiums and can be accessed online or offline. The plan provides coverage up to the age of 80 years. The benefits of the policy are unlimited and you can support your family even when you are not there with them. The 1 crore life insurance policy is economical, convenient, and offers additional covers along with riders' benefits. In addition to all this, you also get additional covers in which you can expand your policy coverage by a slight increase in premium.


*Tax benefits are as per the Income Tax Act, 1961, and are subject to any amendments made thereto from time to time
The article is meant to be general and informative in nature and should not be construed as solicitation material. Please read the related product brochures for exclusions, terms and conditions, warranties, etc. carefully before concluding a sale.
Make responsible financial decisions. Consult with your financial advisor before making any decisions on insurance purchase.

Suggested Plans

Bharti AXA Life Guaranteed Income Pro

  • A Non-Linked, Non-Participating Individual Life Insurance Savings Plan
  • 4 Income options to choose
  • Guaranteed 10% Addition of Annualised Premium (as per the terms and conditions of the policy)
  • Get all your premiums back at the end of the payout period under Long Term Income and Deferred Income variants
  • Flexibility to choose premium payment term or policy term

Bharti AXA Life Shining Stars

  • Non-linked, non-participating limited pay endowment Life Insurance plan
  • Designed to take care of the financial needs of your child.
  • Flexibility to opt between 2 Maturity Payout Options
  • Flexibility in Policy Term/Premium Payment Terms
  • A great short-term investment option for a child insurance policy.

Bharti AXA Life Super Series

  • A non-linked non-participating individual life insurance savings plan
  • Range of investment duration and returns
  • Guaranteed money back benefits (provided policy is in force and all due premiums have been paid)
  • Income tax benefits (as prevailing tax laws in India that are subject to changes)