# Here's Your Step-by-Step Guide to Using the Saral Jeevan Bima Calculator

Saral Jeevan Bima Plan is one of the most beneficial insurance plans with an affordable premium. You can know more details on the scheme through agents or the official website. But the best way to know your premium amount and suitable plans are Saral Jeevan Bima Calculator. Keep reading to understand the step-by-step guide to using the Saral Jeevan Bima Calculator.

Saral Jeevan Bima Calculator is an online tool that generates maturity calculations from the user's inputs. The following are the steps to generate the most suitable Jeevan Saral Bima Plan.

### Step : 1

The first step in Jeevan Saral Maturity Calculator is to input the gender of the user.

### Step : 2

The next step in the Jeevan Saral Calculator will be to input whether you are a nicotine/tobacco user or not. According to the Jeevan Saral Maturity Calculator, nicotine/tobacco users have to pay extra premium amounts.

### Step : 3

The next step in Jeevan Saral Maturity Calculator is to decide the payment frequency. Payment frequency is the gap between two consecutive premium amounts you wish to keep. It can be monthly, quarterly, half-yearly, or annually. Saral Jeevan Bima Calculator uses this information to know your premium payment preference.

### Step : 4

Premium Payment Term is the next step in which the duration of the premium payments is set. Jeevan Saral Maturity Calculator has four options to pay the premium in the selected Payment Frequency. They are Regular Pay, 5 Pay, 10 Pay, and Single Pay. In the Regular Pay option of the Saral Jeevan Bima Calculator, you can continue paying the premium till the policy ends. In 5 Pay, 10 Pay, and Single Pay, you can complete the payment in 5, 10, and single premium instalments, respectively.

### Step : 5

The next step is to input your current age in the Jeevan Saral Maturity Calculator. The Jeevan Bima Plan has several restrictions and rules regarding the policyholder's age. So, age is one of the crucial details of the Jeevan Saral Calculator.

### Step : 6

The next step will be to input the Policy Term, which decides the duration of your insurance cover. Jeevan Saral Maturity Calculator allows users from the 18 to 80 years of age, or as per the terms and conditions.

### Step : 7

The next step in the Saral Jeevan Bima Calculator is to select the Sum Assured, which needs your expected assured sum.

### Step : 8

The next step in the Jeevan Saral Maturity Calculator is to press the Calculate button to know your premium amount.

### Step : 9

The Jeevan Saral Maturity Calculator will give you the premium amount and suitable plans. You can choose any one option from the results of the Jeevan Saral Calculator.

### Step : 10

The last and final step will be to click on the Buy Now button on the Jeevan Saral Maturity Calculator page. It will redirect you to a registration page to complete the registration process with payment.

## Wrapping Up

Now that you know how to use the Jeevan Saral Maturity Calculator, go ahead and find the most affordable plan. You can choose the maximum life cover for your Saral Jeevan Bima Plan to secure the future of your family.

### Disclaimer:

*Tax benefits are as per the Income Tax Act, 1961, and are subject to any amendments made thereto from time to time
The article is meant to be general and informative in nature and should not be construed as solicitation material. Please read the related product brochures for exclusions, terms and conditions, warranties, etc. carefully before concluding a sale.
Make responsible financial decisions. Consult with your financial advisor before making any decisions on insurance purchase.